The chief financial officer of Intrust Bank in Wichita, Kan., is stepping down.

Anchor BanCorp Wisconsin (ACBW) in Madison has filed for bankruptcy in a bid to restructure its debt and recapitalize its struggling bank.

The national credit card delinquency rate (the ratio of borrowers 90 or more days past due) decreased to 0.57% in Q2 2013 from 0.63% in Q2 2012.

First Data Corp. released its SpendTrend analysis for July 2-30, compared with July 3-31, 2012. SpendTrend tracks same-store consumer spending by credit, signature debit, PIN debit, EBT, closed-loop prepaid cards and checks at U.S. merchant locations.

I applaud the government's efforts to weed out bad actors, but I'm deeply concerned about the unintended consequences this could have on much needed financial services for underbanked people.

Congressional Bancshares of Bethesda, Md., has promoted to chief executive the former president of its Congressional Bank subsidiary.

Eric Schneiderman, New York's top law enforcer, filed a suit Monday against three online lenders and their owners, alleging that they violated usury laws by making loans that carry annual interest rates of between 89% and 335%.

Matt Hildreth has been named Dallas chairman and chief executive for the $13 billion-asset Amegy Bank in Houston, Amegy said Monday.

The Spokane, Wash., bank could not rename its two retail operations in California "Sterling" because of legal matters, so executives turned to their French-English dictionary for a unique substitute: "Argent."

Determined to stay independent, Allegiance Bancshares is looking for more deals like its recent one with Independence Bank so it can get big enough to go public. Other Texas banks could be attracted by the chance to join a soon-to-be public company.

Unable to secure additional funding, PerkStreet Financial announced Monday that it is closing its operations on Sept. 26. The Boston startup has been offering people checking accounts that reward customers for their debit card swipes.

The cost of doing business with the Federal Housing Administration could skyrocket if the agency adopts a new method for calculating lenders' liability for poorly underwritten loans that default.

Senate Majority Leader Harry Reid's surprise criticism of President Obama's plan to unwind Fannie Mae and Freddie Mac has upset the conventional wisdom surrounding housing finance reform.

The New York State Department of Financial Services issued subpoenas to 22 emerging payments players, including many that handle the digital currency Bitcoin, demonstrating that new payments models have not yet found their place in the eyes of the law.

Faced with a litany of legal and regulatory woes, JPMorgan Chase has vowed to minimize wrongdoing and tighten internal controls. But with financial incentives unchanged and regulators on the warpath, virtuous talk may not be enough to prevent more troubles.

Demand for mortgage loans is on the rise as delinquencies and foreclosures continue to decline, according to two recent surveys from the Mortgage Bankers Association.

Cascade Bancorp (CACB) in Bend, Ore., reported a surge in quarterly earnings because of a large tax-related gain.

Community banks keep getting more comfortable with commercial real estate loans, including relatively riskier types, despite memories of bad CRE loans from the economic crisis.

Many community bankers are looking to expand into new types of activity to bolster their results in a time of sluggish loan demand. However, venturing into everything from wealth management to credit cards to cybersecurity poses formidable risks as well as rewards. American Banker staffers discuss the trend.