In the past, it was tough for customers to change banks. So, we could charge them—and treat them—pretty much as we pleased. Technology renders switching banks easier and cheaper—making banking more competitive, less profitable.

Community bankers should be more concerned about interest rate risk, mortgage rules and examiner's questions about strategic direction than anything the Consumer Financial Protection Bureau might do, regulators say.

Hanmi Financial Corp's talks with rivals about a possible sale have stalled because of disagreements over price and management, said people with knowledge of the matter.

Signature Bank in New York has hired eight bankers from Citigroup to run two private client banking teams.

U.S. companies are growing more cautious about tapping available credit lines even as large lenders up their credit limits.

Bank of the West in San Francisco is making a middle-market commercial lending push.

Even if regulators restrict banks' ability to charge overdraft fees, those consumers who value banks that cover their overdrafts will find a way to reward institutions providing the best service.

VantageScore's new credit scoring model ignores accounts that were referred to collection agencies but then paid off. The company cites cold, hard numbers for its decision to drop a controversial practice.

State regulators in Georgia Friday closed the $259 million-asset Frontier Bank in LaGrange, the fourth institution to fail this year.

Michael Duffy, president of Chase Paymentech, passed away Thursday night. He was 54.

Nationstar Mortgage Holdings was ordered to stop auctioning some home loans backing mortgage securities after an investor sued.

Christine Rush announced plans to retire as the $855 million-asset company's CFO on May 10, Old Line disclosed in a Friday filing with the Securities and Exchange Commission.

Bankers are bracing for the start of more severe anti-money laundering exams as regulators rework their standards and prepare to issue another round of guidance tackling the issue.

Firms have continued to plow money into bank deposits, but high liquidity ratios appear to be more a continuation of trends in place since the 1980s than a reaction to the financial crisis.

U.S. home prices probably will rise 8 percent this year, up from a previous estimate of a 4.7 percent increase, according to Bank of America.

If you thought bankers were happy when Barney Frank left, try 'em now that Sen. Carl Levin has decided to retire next year and relinquish his hold on the aptly named Permanent Subcommittee on Investigations.

Sen. Ron Wyden, D-Ore., is urging the Justice Department to investigate Lender Processing Services for double-billing of foreclosure-related legal fees.

U.S. private-equity investors Wilbur Ross and J. Christopher Flowers are lining up to finance British homebuyers as the country's biggest banks pull back.

Costly due diligence and the heavy demands of institutional investors still make it difficult for aspiring acquirers to pull the trigger on bank M&A.

MBIA lost an appeals court bid to recover from the FDIC at least $244 million of claims and expenses stemming from mortgage-backed securities issued by IndyMac, which failed in 2008.