It is time for the FHA and its supporters to put the interest of working-class families ahead of real estate agents and other interest groups who want to expand its abusive lending practices.

Sustainable growth requires banks to increase revenue steadily. We've seen we can't achieve this just by raising prices and by charging for what used to be free.

Uncharacteristically for a bank, BankPlus decided four years ago to compete with payday lenders. Now it successfully offers a small-dollar loan product, with significantly better terms.

In courting the underbanked, even smart innovations can be tripped up by regulations.

With Buzz Points, customers earn points every time they do a signature transaction with their debit card and can redeem then for gift cards from select local and national merchants.

There's widespread commitment to spread financial literacy as a matter of economic and civil justice. But it won't be easily accomplished. Heather Landy reports.

The landscape has changed radically in the last two decades. In most states, the number of banks has fallen sharply. But some states have emerged as storehouses for the nation's lending giants.

DUNEDIN, Fla. – Achieva Credit Union has been approved to receive $127,000 in incentives to choose this city as the home of its new corporate headquarters.

Wells Fargo (WFC) has agreed to pay up to $2.5 million in attorneys' fees to settle two lawsuits that stem from its purchase of Wachovia in 2008.

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Orrstown Financial has dealt with a wave of bad news over the past two years, but CEO Thomas Quinn believes he's got the Pennsylvania company turned around. He and CFO David Boyle discuss their hard decisions and outlook.

Delanco Federal Savings Bank in New Jersey must fix asset-quality, risk management and other problems under a written agreement with the Office of the Comptroller of the Currency.

Third Federal Savings & Loan Association of Cleveland said regulators terminated its memorandum of understanding, which had mandated an outside assessment of its management of interest-rate risk.

United Community Bancorp in Lawrenceburg, Ind., has completed a crucial step in its conversion to a public company from a mutual.

The FHA in its current form could not handle an emergency backstop role but would have a much better chance if moved out of HUD and combined with Ginnie Mae and the remnants of Fannie and Freddie.

This has been a difficult year to run a foreign-owned bank in the United States, but BBVA Compass aims to parlay a recent core overhaul into new growth opportunities in 2013, CEO Manolo Sanchez says.

The languishing of the Citi 2G card shows how even the most impressive new technologies can struggle to find a foothold in payments.

Special credits, like accounts receivable financing lines, real estate construction loans or import-export lines, require experienced personnel because, while they may be quite profitable, they are inherently hazardous.

First Bancorp (FBNC) in Troy, N.C. and Community Financial Shares in Glen Ellyn, Ill. have completed capital raises.

Record-low mortgage rates aren't cheap enough for Federal Reserve Chairman Ben Bernanke as he tries to spur economic growth and create jobs.