An April 19 article, "Mutual Conversions: Looks Like Another Hot Year" (page 6), erred in saying the stock that WHG Bancshares of Lutherville, Md., issued April 1 in an initial public offering declined in the ensuing days. Offered at $10, the shares closed April 18 at $11.12; they were trading at $10.93 at midday Wednesday.

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