WASHINGTON — Banks shouldn't go to extremes to make up for declining earnings, Comptroller of the Currency Thomas Curry said Friday.

Speaking at the 8th Annual Community Bankers Symposium in Chicago, Curry noted that regulators are encouraging small institutions to improve their enterprise risk management systems. Instead, many banks have either shrunk assets to improve regulatory ratios or offered lower loan pricing to boost revenue. These opposite extremes are concerning to regulators.

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