Transaction Information Systems, Inc. (TIS), of New York, has developed a new software product that can reduce a bank's Web site development costs while maximizing the site's productivity. Called the HumanActive Integrator, it's a high-volume, middleware system that works with applications ranging from mortgage sales and on-line banking to stock trades and 401(k) management.

National Discount Brokers uses Integrator to make its electronic securities trading system more efficient. "Buyers can view their portfolios, get Reuters price quotes and analysis, and make new trades on a single screen," says Tom O'Hara, chief information officer at the Sherwood Group, Inc., parent of National Discount Brokers.

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