Delinquencies in general continued to rise in January among home loans made between 2004 and 2007, Standard & Poor's Corp. said Friday, although losses for prime-rated jumbo and subprime loans slowed.

Home equity lines of credit reported delinquency rates mostly decreased for those years, according to S&P.

The middle years of the decade had the loosest underwriting standards as the housing bubble hit its apex.

Since then, delinquencies have surged as home prices fell and owners were unable to afford the mortgage payments or refinance at a sufficiently low rate after an introductory period with generally rock-bottom interest rates.

With prime-rated jumbo loans cut between 2004 and 2007, total delinquencies rose about 3% in January from a month earlier, the biggest gain.

Delinquencies for such loans, which are at least $417,000 at origination, rose faster than other types of home loans in 2009, but continued to have the least amount of delinquencies than the others.

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