SOUTHWEST

Dermott State Bank, Dermott, Ark., said Cathy Lay, senior vice president, has added the duties of chief financial officer. Lay

Ms. Lay joined the bank in 1990.

Debbie Foyil has been promoted to vice president and cashier.

Ms. Foyil had been an assistant vice president and security officer. Before joining the bank in 1994, Ms. Foyil worked at Worthen National Bank in Pine Bluff, and First State Bank in Warren.

Carmen Harris, accounting officer, has been promoted to vice president. Lucille Racy was named assistant cashier.

Terrell Outlaw recently joined the bank as loan administration officer.

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