+++

Old Kent Financial Corp.

Grand Rapids, Mich.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $43.0 $40.0

Per share 0.91 0.83

ROA 1.29% 1.30%

ROE 16.62% 16.32%

Net interest margin 4.31% 4.41%

Net interest income 133.0 126.0

Noninterest income 69.0 53.0

Noninterest expense 124.0 109.0

Year to Date 1997 1996

Net income $137.0 $117.0

Per share 2.86 2.36

ROA 1.39% 1.28%

ROE 17.85% 15.52%

Balance Sheet 9/30/97 9/30/96

Assets $13,754.0 $12,467.0

Deposits 10,336.0 9,976.0

Loans 8,520.0 8,036.0

Pacific Century Financial Corp.

Honolulu

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Pacific Century Financial Corp.

Honolulu

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $35.3 $31.3

Per share 0.86 0.76

ROA 0.96% 0.91%

ROE 12.16% 11.64%

Net interest margin 4.07% 3.87%

Net interest income 138.7 122.6

Noninterest income 46.1 42.0

Noninterest expense 122.1 112.6

Year to Date 1997 1996

Net income $106.3 $98.7

Per share 2.63 2.39

ROA 1.01% 1.00%

ROE 12.94% 12.35%

Balance Sheet 9/30/97 9/30/96

Assets $14,871.2 $13,780.5

Deposits 9,455.3 8,418.5

Loans 9,145.0 8,333.8

Union Planters Corp.

Memphis, Tenn.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $62.0 $27.0

Per share 0.87 0.38

ROA 1.68% 0.69%

ROE 17.79% 8.18%

Net interest margin 4.67% 4.36%

Net interest income 154.0 152.0

Noninterest income 75.0 58.0

Noninterest expense 112.0 151.0

Year to Date 1997 1996

Net income $181.0 $122.0

Per share 2.55 1.76

ROA 1.64% 1.07%

ROE 18.01% 13.27%

Balance Sheet 9/30/97 9/30/96

Assets $14,859.0 $15,601.0

Deposits 11,042.0 11,513.0

Loans 10,073.0 10,165.0

MBNA Corp.

Wilmington, Del.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $171.8 $129.5

Per share 0.32 0.24

ROA 3.48% 3.44%

ROE 38.27% 37.26%

Net interest margin 4.78% 5.39%

Net interest income 173.4 160.9

Noninterest income 692.0 472.3

Noninterest expense 523.5 383.5

Year to Date 1997 1996

Net income $434.2 $325.1

Per share 0.80 0.61

ROA 3.12% 3.10%

ROE 33.84% 33.24%

Balance Sheet 9/30/97 9/30/96

Assets $20,261.4 $15,562.2

Deposits 12,487.4 9,649.5

Loans 7,817.4 6,303.0

Marshall & Ilsley Corp.

Milwaukee, Wis.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $61.9 45.0

Per share 0.63 0.45

ROA 1.61% 1.29%

ROE 18.01% 13.98%

Net interest margin 3.97% 4.05%

Net interest income 135.5 126.3

Noninterest income 152.2 123.5

Noninterest expense 190.1 178.5

Year to Date 1997 1996

Net income $173.3 $141.6

Per share 1.77 1.40

ROA 1.55% 1.41%

ROE 17.60% 14.83%

Balance Sheet 9/30/97 9/30/96

Assets $15,715.1 $14,444.3

Deposits 11,280.1 10,567.4

Loans 10,240.5 9,309.4

UnionBanCal Corp.

San Francisco

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $129.8 $61.9

Per share 2.19 1.02

ROA 1.71% 0.88%

ROE 19.79% 10.19%

Net interest margin 4.66% 4.72%

Net interest income 313.6 292.7

Noninterest income 116.8 107.3

Noninterest expense 253.3 258.5

Year to Date 1997 1996

Net income $318.9 $189.7

Per share 5.34 3.14

ROA 1.45% 0.92%

ROCE 16.76% 10.50%

Balance Sheet 9/30/97 9/30/96

Assets $30,113.4 $27,981.9

Deposits 22,974.2 20,909.4

Loans 22,001.1 20,651.5

Provident Financial Group Inc.

Cincinnati

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $29.5 $17.3

Per share 0.67 0.41

Year to Date 1997 1996

Net income $85.0 $57.0

Per share 1.95 1.37

Balance Sheet 9/30/97 9/30/96

Assets $7,080.0 $6,484.0

Deposits 4,984.0 4,418.0

Loans 5,106.0 5,047.0

Keystone Financial Inc.

Harrisburg, Pa.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $24.6 $22.3

Per share 0.48 0.43

Year to Date 1997 1996

Net income $62.4 $66.7

Per share 1.21 1.28

Balance Sheet 9/30/97 9/30/96

Assets $6,838.2 $6,413.5

Deposits 5,316.7 5,087.0

Loans 4,735.8 4,255.2

Regions Financial Corp.

Birmingham, Ala.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $77.0 $50.6

Per share 0.56 0.41

ROA 1.40% 1.11%

ROE 16.33% 13.47%

Net interest margin 4.27% 4.24%

Net interest income 212.0 176.9

Noninterest income 66.7 55.1

Noninterest expense 151.7 150.3

Year to Date 1997 1996

Net income $220.7 $164.9

Per share 1.62 1.33

ROA 1.41% 1.25%

ROE 16.26% 14.83%

Balance Sheet 9/30/97 9/30/96

Assets $22,241.9 $18,731.4

Deposits 17,623.7 15,187.0

Loans 15,823.7 13,032.2

Magna Group Inc.

St. Louis, Mo.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $21.2 $16.0

Per share 0.63 0.56

Year to Date 1997 1996

Net income $50.5 $46.2

Per share 1.54 1.59

Balance Sheet 9/30/97 9/30/96

Assets $7,044.5 $5,384.5

Deposits 5,365.8 4,164.9

Loans 4,542.4 3,367.7

Firstar Corp.

Milwaukee, Wis.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $75.3 $69.3

Per share 0.52 0.46

ROA 1.55% 1.41%

ROE 18.51% 17.27%

Net interest margin 4.45% 4.49%

Net interest income 187.9 189.9

Noninterest income 120.9 113.4

Noninterest expense 183.8 187.0

Year to Date 1997 1996

Net income $219.8 $176.6

Per share 1.51 1.19

ROA 1.52% 1.24%

ROE 18.57% 15.35%

Balance Sheet 9/30/97 9/30/96

Assets $19,769.9 $19,914.6

Deposits 14,614.0 14,824.9

Loans 13,533.8 13,215.7

First Security Corp.

Salt Lake City, Utah

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $53.6 $47.4

Per share 0.45 0.41

ROA 1.36% 1.43%

ROE 16.62% 17.55%

Net interest margin 4.44% 4.57%

Net interest income 154.8 134.8

Noninterest income 85.8 72.3

Noninterest expense 141.4 121.3

Year to Date 1997 1996

Net income $150.6 $126.6

Per share 1.28 1.09

ROA 1.36% 1.32%

ROE 16.96% 16.03%

Balance Sheet 9/30/97 9/30/96

Assets $16,350.2 $13,739.3

Deposits 10,260.4 9,088.4

Loans 10,717.2 8,948.2

Fifth Third Bancorp

Cincinnati

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $103.4 $79.1

Per share 0.66 0.50

ROA 2.02% 1.79%

ROE 20.10% 17.50%

Net interest margin 4.10% 3.94%

Net interest income 186.4 177.1

Noninterest income 115.0 95.4

Noninterest expense 128.7 137.7

Year to Date 1997 1996

Net income $294.0 $241.4

Per share 1.86 1.53

ROA 1.93% 1.75%

ROE 19.40% 17.80%

Balance Sheet 9/30/97 9/30/96

Assets $20,927.0 $20,087.0

Deposits 14,595.0 14,577.0

Loans 13,024.0 12,393.0

CCB Financial Corp.

Durham, N.C.

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $15.3 $16.6

Per share 0.74 0.80

Year to Date 1997 1996

Net income $67.7 $62.4

Per share 3.27 3.02

Balance Sheet 9/30/97 9/30/96

Assets $7,026.6 $6,714.4

Deposits 5,841.1 5,529.4

Loans 4,975.2 4,599.0

First Hawaiian Inc.

Honolulu

Dollar amounts in millions (except per share)

Third Quarter 3Q97 3Q96

Net income $21.4 $19.0

Per share 0.67 0.60

Year to Date 1997 1996

Net income $64.1 $59.9

Per share 2.02 1.92

Balance Sheet 9/30/97 9/30/96

Assets $7,895.0 $8,152.6

Deposits 5,957.3 6,022.3

Loans 6,022.2 5,786.0 ===

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