+++

UnionBanCal Corp.

San Francisco

Dollar amounts in millions (except per share) Second Quarter 2Q99 2Q98

Net income $114.7 $108.5

Per share 0.70 0.62

ROA 1.44% 1.46%

ROE 16.02% 15.57%

Net interest margin 4.84% 4.88%

Net interest income 348.0 326.7

Noninterest income 144.8 148.0

Noninterest expense 307.6 277.3

Year to Date 1999 1998

Net income $233.2 $204.1

Per share 1.38 1.16

ROA 1.48% 1.38%

ROE 16.03% 14.94%

Balance Sheet 6/30/99 6/30/98

Assets $32,386.2 $30,922.6

Deposits 24,133.2 23,412.5

Loans 24,586.7 22,958.3

Trustmark Corp.

Jackson, Miss.

Dollar amounts in millions (except per share) Second Quarter 2Q99 2Q98

Net income $25.0 $21.0

Per share 0.34 0.28

ROA 1.53% 1.42%

ROE 15.08% 13.39%

Net interest margin 4.21% 4.42%

Net interest income 63.0 58.0

Noninterest income 27.0 22.0

Noninterest expense 47.0 44.0

Year to Date 1999 1998

Net income $49.0 $40.0

Per share 0.68 0.55

ROA 1.52% 1.42%

ROE 15.22% 13.39%

Balance Sheet 6/30/99 6/30/98

Assets $6,564.0 $5,857.0

Deposits 3,845.0 3,965.0

Loans 3,820.0 3,308.0

Northern Trust Corp.

Chicago

Dollar amounts in millions (except per share) Second Quarter 2Q99 2Q98

Net income $99.7 $87.2

Per share 0.86 0.75

ROA 1.37% 1.32%

ROCE 20.65% 20.48%

Net interest margin 2.07% 2.14%

Net interest income 135.8 128.2

Noninterest income 302.3 265.7

Noninterest expense 271.7 247.7

Year to Date 1999 1998

Net income $194.8 $172.1

Per share 1.67 1.48

ROA 1.34% 1.32%

ROCE 20.63% 20.60%

Balance Sheet 6/30/99 6/30/98

Assets $30,190.8 $29,777.0

Deposits 18,280.3 17,124.3

Loans 14,854.1 13,471.0

Golden State Bancorp Inc.

San Francisco

Dollar amounts in millions (except per share) Second Quarter 2Q99 2Q98

Net income $83.6 $287.5

Per share 0.59 5.07

ROA 0.59% 3.45%

ROE 20.94% 208.89%

Net interest margin 2.25% 2.01%

Net interest income 297.0 152.6

Noninterest income 107.4 87.4

Noninterest expense 224.2 157.5

Year to Date 1999 1998

Net income $154.5 $335.2

Per share 1.09 5.91

ROA 0.55% 2.08%

ROE 19.23% 136.75%

Balance Sheet 6/30/99 6/30/98

Assets $56,835.3 $34,050.0

Deposits 23,920.7 16,044.3

Loans 31,580.6 18,626.4

* '98 earnings incl. $250 million deferred tax valuation adjustment

Bank United Corp.

Houston

Dollar amounts in millions (except per share) Third Quarter 3Q99 3Q98

Net income $24.8 $23.9

Per share 0.77 0.74

ROA 0.79% 0.88%

ROCE 13.64% 14.49%

Net interest margin 2.43% 2.24%

Net interest income 88.1 75.2

Noninterest income 27.3 22.7

Noninterest expense 62.8 50.5

Year to Date 1999 1998

Net income $77.3 $90.6

Per share 2.40 2.80

ROA 0.83% 1.11%

ROCE 14.48% 19.18%

Balance Sheet 6/30/99 6/30/98

Assets $15,426.8 $13,095.9

Deposits 7,213.3 6,772.5

Loans 12,386.8 9,711.8

Associated Banc-Corp.

Green Bay, Wis.

Dollar amounts in millions (except per share) Second Quarter 2Q99 2Q98

Net income $39.9 $41.0

Per share 0.62 0.64

ROA 1.40% 1.56%

ROE 17.64% 19.36%

Net interest margin 3.74% 3.78%

Net interest income 97.6 93.8

Noninterest income 41.3 44.9

Noninterest expense 76.9 72.9

Year to Date 1999 1998

Net income $78.8 $80.9

Per share 1.23 1.26

ROA 1.41% 1.54%

ROE 17.54% 19.43%

Balance Sheet 6/30/99 6/30/98

Assets $11,622.8 $10,561.3

Deposits 8,489.7 8,467.1

Loans 7,530.8 7,118.8 ===

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