MIDWEST

Sky Financial Group Inc. in Bowling Green, Ohio, has promoted Frank J. Koch to president and CEO of its Sky Bank subsidiary and Thomas J. O' Shane to president and CEO of its Mid Am Bank unit.Mr. Koch, 47, is to assume the new posts July 1, succeeding Richard L. Hardgrove who is retiring effective Dec. 31. Mr. Koch is to remain executive vice president and senior lending officer of the holding company, posts that he has held since Citizens Banking Co. merged with Mid Am Inc. to form Sky Financial in 1998. He will continue to work out of Sky Bank's headquarters in Salineville, Ohio, where he has been based for 12 years. He has 25 years of banking experience.

Mr. O'Shane, 52, has been interim president and CEO of Mid Am Bank since Patrick J. Kennedy's resignation in March. Before then, Mr. O'Shane had been a senior executive vice president of Sky Financial Group. He was chairman and CEO of First Western Bancorp, a $2 billion-asset bank holding company in New Castle, Pa., for 10 years before its purchase by Sky Bank in 1999. He has 29 years of experience in financial services. Mr. O'Shane works out of Mid Am's headquarters in Toledo, Ohio.

Sky Financial Group has $7.8 billion of assets. Its subsidiaries Sky Bank and Mid Am Bank have $3.8 billion and $1.9 billion of assets, respectively.


SOUTHWEST

Texas Capital Bank in Dallas has hired Terry O. McCarter, Michele K. Mudrone, and Chris Cowan, all from Compass Bank in Dallas, for its newly created energy lending division, which focuses on lending to owner-managed independent companies based on oil and gas reserves.Mr. McCarter, 43, is executive vice president of the division and manager of the energy services team. He is responsible for underwriting production and administration and for managing strategic planning initiatives. At Compass he had been a senior vice president and manager of the north Texas energy banking group since 1997. He has 20 years of banking experience in energy lending and related fields.

Ms. Mudrone is senior vice president of the division. She was a petroleum engineer at Compass where she made engineering appraisals of loans involving oil and gas. She has 20 years of experience in petroleum engineering.

Mr. Cowan is a vice president and relationship manager responsible for structuring loans to help oil and gas companies grow. At Compass, he had been an assistant vice president since 1998, with a focus on customer relations in the oil and gas industry. Both Mr. Cowan and Ms. Mudrone report to Mr. McCarter.

Texas Capital Bank is the only subsidiary of Texas Capital Bancshares, which has $518 million of assets.


WEST

Sunwest Bank in Tustin, Calif., has promoted Allison Geller, a vice president of product development, to senior vice president of branch administration.Ms. Geller joined Sunwest in 1997 after working at City National Bank in Los Angeles as vice president of cash management operations. Before that, she had worked at Michigan National Bank for 16 years in Detroit and, later, in Mission Viejo, Calif., at Michigan National's former subsidiary Independence One Bank of California. Her last post there was first vice president of bank operations.

Sunwest has also hired Bret Rathwick to be a vice president and commercial relationship manager and Todd Bailey to be assistant vice president of deposit services. Mr. Rathwick 36, had worked nearly 12 years in the Orange County business lending division of Wells Fargo Bank, most recently as a commercial loan officer for five years.

Mr. Bailey is responsible for banking services to property management companies and homeowners associations. He was an assistant vice president at Wells Fargo in Orange County, where he worked eight years. He has 10 years of industry experience, specializing in VIP client retention.

$193 million-asset Sunwest Bank has offices in Tustin, Newport Beach, and Orange, Calif.

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