NEW ENGLAND

Ledyard National Bank in Norwich, Vt., has promoted Terri L. Crate to consumer loan officer.

She is responsible for administering the $183 million-asset bank's consumer lending activities directly and in conjunction with the bank's branch offices.

Ms. Crate was a senior commercial loan administrator. She joined the bank as a loan assistant seven years ago.


MIDWESTGold Banc Corp in Leawood, Kan., has hired Rick J. Tremblay as chief financial officer. He was also named a senior vice president.

Mr. Tremblay was the controller and a vice president at UMB Financial Corp. and UMB Bank in Kansas City, Mo.

Gold Banc has $2.7 billion of assets.


Wayne Bancorp in Wooster, Ohio, has named David P. Boyle, its president and that of its Wayne County National Bank of Wooster, to become their chief executive officer as well next month, succeeding David L. Christopher.Mr. Christopher, 59, will remain chairman of the $561 million-asset company until he retires in April.

Mr. Boyle, 36, has been its president since May and president and chief operating officer of its $411 million-asset bank since last year.


MIDDLE ATLANTICFidelity Bancorp in Pittsburgh has promoted William L. Windisch to chairman of the board.

He remains CEO of the company and its Fidelity Bank but relinquished the presidency of both to executive vice president Richard G. Spencer, their chief financial officer since 1986.

Mr. Windisch became their president and CEO 25 years ago. He joined the company in 1955.

Mr. Spencer was also named chief operating officer of the company and the bank. He will relinquish the CFO post when a successor is named.

Fidelity Bancorp has $540 million of assets.


Unity Bancorp in Clinton, N.J., has named Anthony J. Ferraro. who has been the president of its Unity Bank for six months, as its own president too.He was also appointed to the company's board of directors.

Unity has also hired James A. Hughes as its chief financial officer. He succeeded Kevin Killian, who resigned to pursue other business opportunities, the company said.

Mr. Hughes was an audit manager at KPMG LLP. He has 11 years of banking, accounting, and financial reporting experience, mostly at Summit Bancorp in Princeton, N.J.

Unity Bancorp has $407 million of assets.


SOUTHWESTSouthwest Bank of Texas in Houston has hired Nancy Darst as senior vice president responsible for remittance banking and mail services operations.

Ms. Darst was a vice president of treasury management services at Bank United in Houston. Earlier she was an assistant vice president and manger of lockbox operations at Bank of America and an assistant vice president and manager of corporate funds processing at First City Bank of Columbus,

Southwest Bank of Texas is a subsidiary of $3.3 billion-asset Southwest Bancorp of Texas Inc.


WESTManufacturers Bank in Los Angeles has hired Robert A. Brito as senior vice president and the manager of its loan participation group.

Mr. Brito, 50, was a relationship manager at Community Bank in Pasadena, Calif., where he helped establish a new banking center and played a leading role in developing a business development plan for it.

Earlier he had been the senior credit officer for Community Bank's financial institutions group. Before that he was an executive vice president and the chief credit officer at Sterling Bank in Los Angeles, his employer for seven years. Still earlier he co-founded Columbia National Bank in Santa Monica, Calif., and served as its chief credit officer and an executive vice president.

He began his banking career as a vice president for two years at California Commerce Bank in Los Angeles. He has 25 years of middle-market commercial banking experience.

Manufacturers Bank has also hired Shirley Kao as support officer in its international services department. Ms. Kao, an assistant vice president, will be a liaison with customers and is responsible for providing support in soliciting and structuring trade finance credits. She will also help bring in trade finance customers in the Pacific Rim market.

Ms. Kao was an assistant vice president and senior credit analyst in the Asian banking group at Los Angeles-based Far East National Bank. She was responsible for developing new business in Asia and for analyzing, underwriting, and structuring commercial credits and maintaining the existing loan portfolio.

Before that she had held a similar post in California Bank and Trust's Los Angeles commercial banking center. She has seven years of banking experience, including a job as a commercial banking assistant in Monterey Park at Los Angeles-based Sanwa Bank California.

Manufacturers Bank is a subsidiary of the $1.1 billion-asset Sakura Bank Ltd. and has $1.1 billion of assets.

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