GreenPoint Financial Corp. in New York has hired Joseph D. Perillo as controller and a senior vice president.

He will be in charge of corporate accounting functions and act as the liaison to the chief financial officers and controllers of GreenPoint's subsidiaries. He will report to Jeffrey R. Leeds, executive vice president and chief financial officer.

Mr. Perillo was controller and a senior vice president at Natwest Group, the U.S. operation of National Westminster Bank. Royal Bank of Scotland bought the British bank this year.

He had returned to Natwest after a stint at Fleet Bank, in whose Jersey City office he had been controller and a vice president. Mr. Perillo had joined Fleet in 1996 when it bought National Westminster's U.S. retail operations, in which he had held various financial management positions.

GreenPoint Financial Group has $15.4 billion of assets.

NORTHEASTCitizens Financial Group Inc. in Providence, R.I., has promoted Daniel S. Frumkin to senior vice president and director of portfolio credit risk management.

Mr. Frumkin was a vice president in the credit risk management department. He joined the company in 1996 when it bought his previous employer, First New Hampshire Bank.

Citizens Financial Group has $19.8 billion of assets.

Peoples Heritage Financial Group in Portland, Maine, has promoted Elizabeth B. Kemp to a vice presidency in the audit department.Ms. Kemp is an internal fraud manager in the Lewiston, Maine office. She joined the company in 1978.

Peoples Heritage has also promoted David J. Wolf and Samantha Shepherd-Barrett to assistant vice presidencies.

Mr. Wolf is a consumer credit collection manager in the Portland office. He joined the company in 1998 as a collections officer.

Ms. Shepherd-Barrett is in-house counsel in the bank holding company, which she joined in 1996. Peoples Heritage Financial Group has $13.9 billion of assets.

MIDDLE ATLANTICWarburg Dillon Read in Stamford, Conn., has hired Rod McWalters as an executive director and senior loan salesman in its global loan syndication and trading group.

Mr. McWalters, who has 11 years of investment banking experience, was head of loan sales and trading and a senior vice president at Hamburg-based Commerzbank. He was based in New York.

At Warburg Dillon Read, the investment banking division of Switzerland's UBS AG, he will report to Brendan Dillon, head of loan sales for the Americas.

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