The Federal Deposit Insurance Corp. took enforcement actions against six banks last month that tied to their capital, compliance and financial condition, according to a series of orders released Friday.

The State Bank of India in Los Angeles has agreed to bolster its compliance with the Bank Secrecy Act. The $787 million-asset institution also promised to refrain from opening new branches without the permission of regulators.

The Peoples Bank in Clifton, Tenn., has pledged to maintain a Tier 1 leverage ratio of at least 8.5%, a Tier 1 risk-based capital ratio of at least 11% and a total risk-based capital ratio of at least 13%. The $131 million-asset bank also pledged to appoint an officer who can catalog problem loans.

Monterey County Bank in California has promised to maintain Tier 1 capital of at least 9% and total risk-based capital of at least 12%, under the terms of an order that replaces a consent order from 2010 that the FDIC has terminated. The $216 million-asset institution also has agreed to detail plans to eliminate its reliance on brokered deposits and to appraise the value of certain properties it owns.

Hartford Savings Bank in Wisconsin agreed to attain a Tier 1 capital ratio of at least 9% and a total risk-based capital ratio of at least 13%, or to sell or merge itself with another financial institution. The $187 million-asset bank agreed recently to be acquired by Landmark Credit Union in New Berlin, Wis. Under the terms of the consent order, Hartford pledged to retain an independent consultant to assess the bank's management needs if its deal with Landmark fails to receive regulatory approval in 90 days.

Mid America Bank in Janesville, Wis., has agreed to maintain a Tier 1 capital ratio of at least 9% and total risk-based capital of at least 13%, or to sell itself to a financial institution or raise capital sufficient to satisfy the requirements. The $114 million-asset bank also agreed to refrain from increasing total assets more than 5% or total loans by more than 10% during any three-month period without permission from regulators.

Reynolds State Bank, in Illinois has agreed to monitor compliance with consumer laws. The $93 million-asset institution also promised to train personnel in how to adhere to such laws and to address shortcomings flagged last year by examiners

Separately, the FDIC terminated enforcement actions against Mile High Banks in Longmont, Colo., First Bank in Wadley, Ala., The Park Bank in Madison, Wis., International Bank in Raton, N.M., Citizens State Bank in Somerville, Texas, Transcapital Bank in Sunrise, Fla., Pan American Bank in Los Angeles, Jefferson Bank & Trust Company in Eureka, Mo., Community Bank of Central Wisconsin in Colby, Saehan Bank in Los Angeles, First Bank of the Palm Beaches in Florida, Town and Country Bank in Watertown, Wis., Mitchell Bank in Milwaukee, Huntington State Bank in Texas, CIBM Bank in Champaign, Ill., Greer State Bank in South Carolina, The State Bank in Fenton, Mich., Frontier Bank in LaGrange, Ga., Century Bank of Kentucky in Lawrenceburg, and Bank of the Cascades in Bend, Ore.

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