Financial institutions with assets of less than $39 million will not have to collect data next year under the Home Mortgage Disclosure Act, the Federal Reserve Board said Tuesday.

The threshold is unchanged from 2009 and is based on consumer price index fluctuations. Regulators get data from banks under HMDA to track lending in minority communities. A October report said the number of high-priced loans fell in 2008 but that the share of these loans going to black and Hispanic borrowers grew. The industry has argued that any differences are due to credit scores.

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