Regarding "Democrats Charging Left on Regulatory Reform" [April 23], Given Sen. Ted Kaufman's (D-Del) premise that "any reform bill must leave less responsibility in the hands of regulators who failed in the run-up to the crisis," I suggest we leave less responsibility in the hands of the legislators who have failed miserably in the run-up of the national deficit. The last thing we need is another government entity!

Terry Stevens President, Alliance Bank Francesville, IN

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