+++

2/9/96 12:20 PM

Biggest Upgrades (4 Weeks)

AlexBrown-MD 2.0

PaulRevereCorp-MA 0.5

Salomon-NY 0.5

FirstarCorp-WI 0.4

MercuryGeneral-CA 0.4

TorchmarkCorp-AL 0.4

WellsFargo-CA 0.3

AflacInc-GA 0.3

CreditAcceptance-MI 0.3

PaineWebber-NY 0.3

Biggest Downgrades (4 Weeks)

BrooklynBancorp-NY -1.0

NationalAutoCred-OH -0.6

People'sBankMHC-CT -0.5

DimeBancorp-NY -0.4

RepublicNYCorp.-NY -0.4

IntegraFinCp-PA -0.3

GrnPointFinCorp-NY -0.3

ITTHartfordGroup-CT -0.3

BeneficialCorp-DE -0.2

CignaCorp-PA -0.2

Least Favored Stocks

A.G.Edwards-MO 3.5

ValliCorp-CA 3.5

ProvidentBkshrs-MD 3.3

Hubco-NJ 3.0

LafayetteAmercn-CT 3.0

FirstMerit-OH 3.0

UnitedCarolina-NC 3.0

FirstBank-PR 3.0

FNBCorp-PA 3.0

BancorpSouth-MS 3.0 ===

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