More community banks are moving to consolidate their charters in an effort to save money and streamline operations.

Collapsing charters offers a range of advantages, but it also carries risks, especially for companies that stubbornly refused to combine their banks through the financial crisis and its aftermath. Deciding when to consolidate, and whether to keep multiple banks, can be a delicate balance between cutting costs and avoiding disruption to a business.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.