THE INDEPENDENT BANKERS Association of America is offering an environmental risk insurance program for banks that want to make loans to small businesses that work with chemicals.

The trade group has teamed with Omaha-based Empire First and Marine Insurance Co., which is an A.M. Best A-plus rated company that will underwrite the loans. Also, Proctor Homer Warren, a Troy, Mich.-based firm, will market the program to bankers.

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