HALES CORNERS, Wis. - State Financial Services Corp.'s earnings grew 12%, to $713,610, in the second quarter from the same period of 1994. Net income for the first six months jumped 29%, to $1.4 million.

The $235 million-asset company said it benefited from an 8.8% increase in its net interest margin during the quarter. Further, the ratio of State Financial's assets in loans increased to 66%, from 61.7% the year before.

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