CALABASAS, Calif. - Countrywide Credit Industries has created a subsidiary to consult with mortgage and real estate companies.Countrywide International Consulting Services LLC is to draw on its parent company's expertise in technology, process management, and the international market to advise businesses worldwide.

Michael J. Lea, former president of Cardiff Consulting Services, is to be the unit's president. He has advised such major institutions as the European Commission, the World Bank, and the U.S. Agency for International Development. He was Freddie Mac's chief economist in the early 1980s and was a senior vice president in charge of finance and capital markets at Imperial Corporation of America from 1987 to 1991.

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