TORRANCE, Calif. — Insurance Services Inc., which offers insurance products for small businesses and professionals over the Internet, has announced an alliance with St. Paul Cos. to offer business insurance, umbrella coverage, and business auto policies.

The products are designed for customers in the retail, office, and service market segments with $5 million or less of annual revenue and $5 million or less of business property. The business insurance product is a special form policy, including all risks unless specifically excluded, with deductibles starting at $500.

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