TORRANCE, Calif. — ePolicy.com Insurance Services Inc., which offers insurance products for small businesses and professionals over the Internet, has announced an alliance with St. Paul Cos. to offer business insurance, umbrella coverage, and business auto policies.

The products are designed for customers in the retail, office, and service market segments with $5 million or less of annual revenue and $5 million or less of business property. The business insurance product is a special form policy, including all risks unless specifically excluded, with deductibles starting at $500.

The new offerings add to ePolicy’s roster of products from carriers including American International Group, Inc., Fireman’s Fund Insurance Co., Kemper Insurance Cos., TIG Specialty Insurance Solutions, and others.

St. Paul Cos. is based in Saint Paul and sells commercial property-liability insurance and nonlife reinsurance worldwide. It reported revenue of more than $8.6 billion in 2000 and total assets of $41 billion.

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