A subsidiary of FNB Corp. in Hermitage, Pa., is buying eight consumer lending offices in Tennessee, nearly doubling its sites in that state.

Regency Finance Co., which is owned by the $3.8 billion-asset FNB, said Thursday that it has a deal to buy the offices and more than $44 million of loans from Southern Financial Inc. Southern is a subsidiary of $700 million-asset Independent Southern Bankshares of Brownsville, Tenn.

Terms of the deal, which is expected to close this month, were not disclosed.

Regency Finance has been part of FNB since 1974 and has 52 offices in Pennsylvania, Tennessee, and Ohio. The eight new branches would give it 18 in Tennessee, with loans totaling $85 million. Regency bought its first Tennessee branch office in 1999, said Peter Mortensen, FNB's chairman and chief executive officer.

Regency makes home equity and debt-consolidation loans. It also goes partners with merchants to finance consumer appliance purchases, said Mr. Mortensen.

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