Megariddle: Are Two Heads Better than One?

Megamergers of banks are creating some organizational problems. The big question: can one person run a giant company, or alternatively, can two top executives share the power?

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Citi-Travelers Deal Magnifies the Risks

After the initial applause, many expert observers are raising caution flags about the proposed Citigroup. They say the merged company faces economic, technological, and other obstacles that could hamper the achievement of its goals.

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Consumers Cool to One-Stop Shopping

How are consumers taking to the megabanks? Their reaction will in part determine how successful the big mergers have been. A sampling of their views finds them cautious about one-stop shopping.

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Parry of S.F. Fed Sees Need for Reform Growing

Bank's president says supply and demand are reshaping the financial services business, and the rules regulations need to be reshaped accordingly.

Page 8A Europe's Universal Banks: Flawed Models

Banks that provide a complete range of financial services are old hat in Europe, where they have not been hampered by restrictive laws. But their profitability lags because they have not developed universal expertise.

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