The virtual world is indeed getting smaller. Like Huntington Bancshares before it, First Tennessee Bank plans to offer full-service banking on the Internet later this year, enabling customers to conduct on-line banking transactions in real-time, as well as detailed financial planning.

Anyone will be able to visit First Tennessee's Internet bank from any computer in the world with a Java-based browser. Customers will not only be able to open accounts, check balances, pay bills and transfer funds, but also to access financial planning programs to help them manage their assets and liabilities.

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