J.P. Morgan Chase & Co. is seeing a clearer picture of its retail banking future - and it looks a lot like Charles Schwab Corp.

David A. Coulter, a vice chairman and head of global consumer banking at J.P. Morgan Chase, said in an interview Tuesday that the company would continue to improve its online capabilities, including a full-blown launch of account aggregation services, and would work at better integrating the various product lines within its retail operations.

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