Information is the currency of modern depository institutions. Banks depend on sound financial information to operate successfully. Banks need extensive market information to develop a marketing strategy to compete in an increasingly sophisticated marketplace. And, banks require continuing information about ever-shifting legislative and regulatory requirements -- even in the face of recent government steps to "relieve the regulatory burden."

This need for information applies to depository institutions of all sizes. While larger institutions often have information resources in-house or at their call from third-party sources, their service offerings are usually broader and they have many more managers who require information to perform their responsibilities effectively. Smaller institutions, on the other hand, generally don't have the luxury of vast information resources. They have fewer employees to gather information and don't have the financial resources to apply as readily to third-party solutions.

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