Account aggregation will become as common as checking accounts within 18 months, and financial companies that can deliver the one-two punch of aggregation and financial advice will stand out, Meridien Research Inc. says.

The technology needed for account aggregation is easy to get and use, and financial companies are eager to offer such soup-to-nuts service, according to a new Meridien report. It is likely that aggregation will morph into a commodity service: Three million Americans will be using aggregation within three years, up from 500,000 this year, the Newton, Mass., firm predicts.

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