There is a bold technology transformation underway in the mortgage lending industry that some sources contend will reduce costs of mortgage origination. This is good news for bankers, who are always interested in new ways to increase shrinking profit margins and step up market share.

Regardless of their size, banks today face increased bottom line pressures due to rapid industry consolidation, a glut of mortgage lenders, and a growing number of sophisticated, rate-shopping customers. These bank lenders, faced with the harsh reality of limited capital and personnel, are confronted with tough choices when deciding how to invest their technology dollars-and what technology providers to work with to achieve the right system.

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