NCR Corp. on Thursday reported a fourth-quarter loss on lower revenue as demand for automated teller machines slumped in the U.S., Caribbean and Latin America.

William Nuti, NCR's chairman and chief executive, said he does not expect much improvement in ATM demand this year from U.S. banks, though sales look brighter overseas.

Sales of the Duluth, Ga., company's ATMs are unlikely to pick up anytime soon, Nuti told analysts during a conference call, because many big banks that are deploying high-end, intelligent-deposit ATMs will complete those projects this year,

"And we would say that the midsized banks, the regional banks, the national banks, certainly will not pick up the slack left behind by the large banks," he said.

NCR reported a net loss of $56 million for the quarter, compared with net income of $56 million a year earlier. Revenue fell 5.3%, to $1.34 billion.

NCR reported a net loss of $33 million for the full year, compared with net income of $228 million in 2008. Revenue was $4.61 billion, down 13.2%.