Not so long ago, James H. Blanchard thought high technology at a bank meant a mainframe computer and a call center.

Today, as the new chairman of the Banking Industry Technology Secretariat, Mr. Blanchard is fully conversant in the lingo of servers and Internet commerce, and he chats with ease about all manner of wireless banking gizmos. He took over at BITS on April 8 and discussed his new role as one of the banking industry's most prominent technology cheerleaders.

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