Mobile and online payments startup Zipmark has secured $2 million in funding from a group of venture capital firms and others, the company said on Tuesday.

The New York company allows a consumer or business to pay other consumers and businesses via their mobile phones by using an app to generate an electronic representation of a check. Zipmark's platform accepts payments from any bank, thrift or credit union checking account and charges 1% per transaction, with each fee capped at $5.

Zipmark ran a pilot program with a New York City real estate company and will introduce the mobile component of the service with an iPhone app in the first quarter of 2012.

Its funding round was led by Village Ventures and Contour Venture Partners and is supported by NYC Seed, High Peaks Venture Partners and the New York City Investment Fund.