Metrics of Traditional Internet

Sample Group Thrifts Banks

ROA 1.07 % -0.02 %

ROE 11.64 % -0.18 %

Yield on Investments 7.14 % 6.47 %

Average Assets $991,121 $1,052,245

Average Equity $84,124 $116,729

Accounts per Branch 4,789 31,469

Figures Per INterest revenue dollar

Net Interest Revenue $0.44 $0.25

Non-Interest Revenue $0.95 $0.85

Non-Interest Expense $0.29 $0.33

Sample performance of five traditional and four virtual thrifts.

Source: Mainspring Communications, Dec. 1999

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.