MIDDLE ATLANTIC

Pittsburgh, has hired Judith E. Campbell as senior vice president and manager of its Direct Bank, a branchless bank which delivers financial services.

Ms. Campbell will help integrate the telebanking, electronic banking, and other nonbranch retail channels into a nationwide direct banking business.

She was senior vice president at Midlantic Bank, and was director of business services, with responsibilities in operations and technology. Ms. Campbell was Midlantic's director of customer service between 1992 and 1995.

Donald G. Berdine and J. Steven Stone were appointed senior vice presidents.

Mr. Berdine is also chief investment officer for PNC's private bank. He was a director of portfolio management at NationsBank in Dallas.

Mr. Stone, has headed treasury management operations at PNC since 1993 He joined the bank in 1989 as a vice president and manager of remittance processing.

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