Harris Bank's shrewd abstention from subprime mortgages and other toxic lending practices put it in a great position to go shopping recently, picking up Ozaukee Bank in Wisconsin and First National Bank and Trust in Indiana.

While the acquisitions will add more than $30 million in revenue to the $44.3 billion-asset subsidiary of BMO Financial Group, as with all deals, the challenge was in seamlessly bringing the network of branches - in this case 72, and more than three dozen business bankers - into the fold.

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