RBS Lynk Names Michael W. Campbell to Head Credit Risk Group

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ATLANTA, Aug. 7 /PRNewswire/ -- RBS Lynk, the US payment processing armof The Royal Bank of Scotland Group, today announced the appointment ofMichael W. Campbell as senior vice president, Credit. Campbell joins RBSLynk from Chase Paymentech, where he was most recently vice president ofcompliance and fraud investigations. Campbell will head the Credit Risk group which is responsible for RBSLynk's credit analysis, credit approval and portfolio management functions.During his tenure with Chase Paymentech, he established a department tomanage credit and risk for that organization's national portfolio andpartner programs. "Mike Campbell's group will be instrumental in RBS Lynk's pursuit ofhigh reward business segments such as card-not-present and otherhigh-volume areas, with appropriate risk management processes," said LarryC. Wine, president and CEO of RBS Lynk. "Mike brings more than 30 years ofexperience in credit and risk management, including 15 years in themerchant bankcard credit and risk management field." Campbell was senior credit officer with Chase Merchant Services priorto its integration with Paymentech. Previously, he served in prominentroles at First Data Merchant Services, Barnett Merchant ServicesCorporation and Goldome Acceptance Corporation. About RBS Lynk RBS Lynk is a leading, single-source provider of electronic paymentprocessing services - including credit, debit, EBT, checks, gift cards, e-commerce, customer loyalty cards, fleet cards, prepaid cards, ATMprocessing and cash management services. The U.S. payment processingdivision of the Royal Bank of Scotland Group plc, RBS Lynk is a non-banksubsidiary of Citizens Financial Group. For more information, please visitrbslynk.com. MEDIA CONTACT Dawn Thompson RBS Lynk Incorporated media@rbslynk.com Phone 678.587.1210

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