Responses to survey questions on us-banker.com and americanbanker.com

Would the regulatory reform bill have prevented Lehman Brothers' collapse had it been in effect in 2008?
No, as long as the banking system is dominated by a few large institutions overseen by multiple regulators, there are going to be crises. 78%
Yes, because it would have curbed the risky behavior that preceded Lehman's bankruptcy. 12%

Boom-era terms like "subprime" and "alt-A" should be...
Clarified with concrete definitions 53%
Abandoned, along with the pretense that tidy categories can describe complex products 31%
Replaced with new terms 16%

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