Companies that specialize in dealing with year-2000 readiness are receiving a steady stream of 911 calls from mortgage lenders. But some mortgage lenders are not saying much about their state of readiness.

"They have a refinance boom sitting at the front door right now and that's a lot more pleasant to deal with than the year-2000," said Larry G. Walker, executive director of the credit and real estate services division at Electronic Data Systems in Plano, Tex.

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