LEAD PAINT: Proposal to require lenders to provide purchasers of homes built before 1978 with information on lead-based paint on the property. Published by the Department of Housing and Urban Development and the Environmental Protection Agency on Nov. 2. Requests to testify at a hearing were due Dec. 2. Comments were due Jan. 3.

FLOOD INSURANCE: Proposal to increase the waiting period before flood insurance coverage becomes effective and to increase the limits of coverage available. Published by the Federal Emergency Management Agency on Nov. 15. Comments were due Dec. 30.

CAPITAL CHANGE: Proposal to amend risk-based capital rules to deny a lower risk weighting to Organization for Economic Cooperation and Development countries that have rescheduled external sovereign debt within the last five years. Published by the Fed and the OCC on Oct. 14. Comments were due Dec. 13.

TYING: Proposal to allow institutions to reduce or waive fees for customers who maintain a minimum balance in a bank product, such as a checking account, and nonbank products, such as brokerage accounts. Currently, customers cannot combine bank and nonbank accounts to get discounts. Published by the Fed Oct. 26. Comments were due Dec. 9.

COMMUNITY LENDING: Proposal to overhaul the Federal Home Loan Bank System to increase its support of community lenders and revamp the system's capital structure. Published by the Federal Housing Finance Board on Nov. 7. Comments were due Nov. 28.

FED PRICES: Proposal to eliminate the price advantage the Fed has over private-sector providers of check clearing and other services. Published by the Fed on Aug. 19. Comments were due Oct. 21.

SCORES: Proposal to require the release of consumer credit scores. Published by the Federal Trade Commission on June 17. Comments were due Aug. 16.

EFT: Proposal to update and streamline Regulation E, which guides electronic funds transfers. Published by the Fed on March 7. Comments were due Aug. 1.

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