CHANGING CHARTERS: Proposal by the NCUA to subject credit unions with community charters to Community Reinvestment Act-like requirements. The agency would review membership data and loan penetration rates to ensure that community-based credit unions serve their entire market. Published Oct. 29. Comments were due Nov. 28.

CAPITAL: Proposal by the banking and thrift agencies to standardize risk-based capital rules on mutual fund investments, construction loans for pre-sold residential property, and second mortgage loans on one- to four- family residential properties. It also would simplify leveraged capital requirements. Published Oct. 27. Comment were due Dec. 26.

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