RETIREMENT CD: Proposal to eliminate the tax-deferred status from bank- issued, annuity-like products with maturities of more than one year. Published by the Internal Revenue Service April 6. Comments due July 18.

GOLDEN PARACHUTES: Proposal to limit the money a troubled institution may pay a departing employee. It also would bar all institutions from reimbursing expenses of an employee fighting a regulatory enforcement action. Published by the Federal Deposit Insurance Corp. March 29. Comments due May 30.

GSE CAPITAL: Proposal to develop risk-based capital guidelines for Fannie Mae and Freddie Mac. Published by the Office of Federal Housing Enterprise Oversight Feb. 8. Comments due May 9.

THRIFT CHARTERS: Proposal to streamline the thrift chartering application process, including reducing the minimum capital requirement by 33%, to $2 million. The plan would transform the agency's policy statement on de novo charters into regulations. Published by the Office of Thrift Supervision March 6. Comments due May 5.

BANK POWERS: Proposal to revise a number of rules that would make it easier for national banks to do business across state lines and offer new products. Published by the Office of the Comptroller of the Currency March 3. Comments due May 2.

REG Y: Proposal to simplify the steps a bank must take to sell assets with financing. Published by the Federal Reserve Board March 28. Comments due April 28.

BANK PREMIUMS: Proposal to reduce bank insurance rates by 83%, to a range of 4 cents to 31 cents per $100 of domestic deposits, depending on the risk posed to the Bank Insurance Fund. Published by the FDIC Feb. 16. Comments due April 17.

THRIFT PREMIUMS: Proposal to retain the current deposit insurance rates for thrifts, which range from 23 cents to 31 cents per $100. The plan does ask for comment on temporarily cutting the rate to 18 cents for two years. Published by the FDIC Feb. 16. Comments due April 17.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.