MARKET RISK: The federal banking agencies approved a rule requiring banks with large securities and foreign exchange portfolios to use an internal model to calculate the amount of capital they must hold against swings in the market. Published Sept. 6; effective Jan. 1, 1998.

HOME LOAN BANK DIRECTORS: The Federal Housing Finance Board authorized the 12 Home Loan banks to set the pay of their directors. Published Aug. 21; effective Jan. 1.

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