MARKET RISK: The federal banking agencies approved a rule requiring banks with large securities and foreign exchange portfolios to use an internal model to calculate the amount of capital they must hold against swings in the market. Published Sept. 6. Effective Jan. 1, 1998.

CONSUMER LEASES: The Fed adopted a rule requiring firms to explain how they calculate monthly lease payments. Also, it created several model forms and eased broadcast advertising restrictions. Published Sept. 27. Effective Oct. 1, 1997.

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