COMMUNITY LENDING: The Federal Housing Finance Board proposed two new programs for rural and urban community investment. Published May 8. Comments due Aug. 6

LETTERS OF CREDIT: Finance Board proposal to make it easier for the 12 Home Loan banks to issue standby letters of credit for economic development projects. Published May 8. Comments due Aug. 6.

INTEREST RATE RISK: Office of Thrift Supervision proposal to streamline test used to determine interest rate exposure. It would increase to $1 billion of assets the size of institutions that are expected to develop their own interest rate risk models. Published April 23. Comments due June 22.

DERIVATIVES: OTS proposal to eliminate limitations on the amount of specific derivatives investments a thrift may hold. Instead, thrifts could only use derivatives to reduce risk exposure. Published April 23. Comments due June 22.

MUTUAL THRIFTS: OTS proposal to give federal mutual thrifts the option to adopt a one-depositor, one-vote governing structure. Published April 14. Comments due June 15.

REPO AGREEMENTS: OTS proposal to prohibit thrifts from entering reverse repurchase agreements with their nonbank affiliates. Published April 13. Comments due June 12.

SENIOR OFFICERS: OTS proposal to drop prior notification requirements for appointment of new directors or senior executives at thrifts that have undergone a change in ownership or were founded within the past two years. Published March 27. Comments due May 26.

MSAs: National Credit Union Administration proposal to allow federal credit unions to act as trustees or custodians for medical savings accounts. Published March 24. Comments due May 20.

FAIR-LENDING: Federal Reserve Board advanced notice of proposed rulemaking to overhaul the rules implementing the Equal Credit Opportunity Act. Specific comment requested on whether the Fed should allow banks to collect race and gender data on small-business and consumer borrowers. Published March 11. Comments due May 29.

HMDA: Fed advanced notice of proposed rulemaking to overhaul rules implementing the Home Mortgage Disclosure Act. Specific comment requested on how lenders should treat mobile-home loans. Published March 11. Comments due May 29.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.