The Federal Financial Institutions Examination Council has issued guidance for banking companies that offer remote deposit capture.

This service lets business customers transmit images of a check to be deposited in an account, without the paper check being handed over to the bank.

But offering the service requires banks to carefully manage the risks, including assessing whether the customer is trustworthy, the council said in a report issued late Wednesday.

This is important because deploying remote deposit capture at a customer's business or home means the process is outside the institution's direct control, the report said.

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