Information technology is to the financial services industry what antibiotics are to modern medicine--only more powerful and far-reaching in the changes exacted on institutions whose reliance on it is as taxing as it is rewarding. The technology revolution is not only redefining how financial products and services are distributed, but also who the industry's leaders areoor will be--as it evolves in Web years.

The possibilities hit me full throttle with the arrival of the August 18th issue of BusinessWeek, a special double issue that featured Silicon Valley's Best and Brightest on its cover. The whole gangoThe Minds that Matterohad assembled for a group shot. Among them: Ellison; Platt; Grove; Jobs; McNealy; Clark (Boy Wonder Andreesen was tossed in for good measure).

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