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Spectrem Group, San Francisco, has hired Thomas A. Kraack director of business development.

Mr. Kraack will help establish a Minneapolis office for the strategic consulting firm. He was a senior vice president and business manager for corporate trust services at Norwest Corp. in Minneapolis.

In addition, Spectrem hired Catherine E. Ellsworth as a senior consultant and Richard E. Folwell and Scott C. Hayes as consultants.

Spectrem Group, is a subsidiary of PSI, a Tampa-based financial services market research firm.

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