Home Financial Network Inc. has added an on-line insurance component to its home banking programs through an alliance with Quickquote Insurance Agency Inc.

Home Financial's flagship product, Home ATM, is designed as an easy-to- use, bank-branded bill payment and banking system, due to be on the market in early 1997.

A link to Quickquote's network will enable banks to offer on-line access to insurance and annuity products, the companies said.

Quickquote, based in Incline Village, Nev., has offerings of more than 30 term-life and annuity companies in its data base. Customers can get free comparative price quotes, submit on-line applications, and review underwriting status reports.

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