Already the earth is beginning to tremble. Each of the three banking companies--Bank of America Corp., Bank One Corp. and First Union Corp.--are the creations of strong-willed and visionary executives who aggressively built backwater enterprises into the behemoths they are today.
Their function was to build, largely through acquisitions. And in the process, the bottom line often was sacrificed--wittingly or not. The men taking the place of these outgoing legends face the Herculean challenge of consolidating their often jerrybuilt enterprises and turning them into powerful profit generators.