+++ Based on total assets at yearend 1995, or latest fiscal yearend, for bank holding companies and commercial and savings banks Banks are listed in asset-size order within country (dollar amounts in millions)

part 1 of 3

Asset Total

Rank Assets

Dec-95 12/31/95

ARGENTINA

Banco de la Provincia de Buenos Aires 8,922

AUSTRALIA

81 National Australia Bank, Ltd, Melbourne 98,467

93 Australia & New Zealand Banking Group, Ltd., Melbourne 75,455

99 Westpac Banking Corp., Sydney 71,105

100 Commonwealth Bank of Australia, Sydney 70,613

State Bank of New South Wales, Sydney 12,792

Bank of Western Australia, Perth 7,163

AUSTRIA

105 Bank Austria, AG, Vienna 68,006

111 Creditanstalt-Bankverein, Vienna 63,855

180 GiroCredit Bank A.G. der Sparkassen, Vienna 33,094

218 Erste Oesterreichische Spar-Casse, Vienna 26,068

223 Oesterreichische Postsparkasse, Vienna 25,091

231 Raiffeisen Zentralbank Oesterreich AG, Vienna 24,219

243 Bank fuer Arbeit und Wirtschaft, Vienna 23,059

BAHRAIN

252 Arab Banking Corp., Manama 21,265

Gulf International Bank, Manama 8,433

BELGIUM

47 Generale Bank, Brussels 161,131

64 Credit Communal de Belgique, SA, Brussels 119,105

70 Banque Bruxelles Lambert, Brussels 109,650

76 Kredietbank N.V., Brussels 104,587

85 ASLK-CGER Bank, Brussels 87,436

151 CERA Bank, Leuven 41,137

155 Bacob Bank, Brussels 40,407

282 Societe Nationale de Credit a l'Industrie, Brussels 17,998

Ippa Bank, N.V., Brussels 10,301

AN-HYP N.V., Antwerp 10,148

BRAZIL

89 Banco do Brasil, Brasilia 82,091

176 Banco Bradesco, SA, Osasco 33,782

217 Banco do Estado de Sao Paulo (#) 26,251

222 Banco Itau, Sao Paulo 25,199

239 Uniao de Bancos Brasileiros, Sao Paulo 23,435

CANADA

57 Royal Bank of Canada, Montreal 131,595

59 Canadian Imperial Bank of Commerce, Toronto 126,829

71 Bank of Montreal 109,345

74 Bank of Nova Scotia, Toronto 105,086

91 Toronto Dominion Bank 80,734

168 National Bank of Canada, Montreal 35,333

Laurentian Bank of Canada, Montreal 9,432

DENMARK

102 Danske Bank, Copenhagen 70,198

138 Unidanmark, Copenhagen 45,934

211 Bikuben Girobank, Copenhagen 26,884

Jyske Bank, Silkeborg 9,223

EGYPT

298 National Bank of Egypt, Cairo 16,528

Banque Misr, Cairo 12,657

FINLAND

112 Merita Group, Helsinki 63,540

216 Postipankki, Helsinki 26,338

Osuuspankkien Keskuspankki Oy, Helsinki 13,882

FRANCE

9 Credit Agricole Mutuel, Paris 384,340

13 Credit Lyonnais, Paris 337,595

17 Societe Generale, Paris 324,776

18 Banque Nationale de Paris 323,526

25 Compagnie Financiere de Paribas, Paris 270,771

67 Compagnie Financiere de CIC et de L'Union Europeenne, P 112,274

68 Groupe des Banques Populaires, Paris 111,600

86 Banque Indosuez, Paris 86,986

104 Credit Commercial de France, Paris 69,805

225 Banque Regionale d'Escompte et de Depots, Paris 24,995

Banque Worms, Paris 10,269

Sovac, Paris 9,240

GERMANY

1 Deutsche Bank, AG, Frankfurt 502,279

15 Dresdner Bank, Frankfurt 332,148

22 Westdeutsche Landesbank Girozentrale, Duesseldorf 290,648

24 Commerzbank, Frankfurt 280,743

32 Bayerische Vereinsbank, Munich 247,082

37 Bayerische Landesbank Girozentrale, Munich 211,192

38 Bayerische Hypotheken-und Wechsel-Bank, Munich 207,458

40 Deutsche Genossenschaftsbank, Frankfurt 199,681

41 Bankgesellschaft Berlin, AG, Berlin 194,450

54 Norddeutsche Landesbank Girozentrale, Hannover 139,425

60 Sudwestdeutsche Landesbank, Stuttgart 124,512

75 Deutsche Pfandbriefanstalt -und Hypothekenbank, Wiesbad 104,933

79 Landesbank Hessen Thuringen-Girozentrale, Frankfurt 100,075

106 Deutsche Girozentrale-Deutsche Kommunalbank, Frankfurt 66,948

113 Landesbank Schleswig-Holstein Girozentrale, Kiel 62,582

117 Hamburgische Landesbank-Girozentrale, Hamburg 58,874

124 Deutsche Siedlungs und Landesrentenbank, Bonn 52,680

137 Landesbank Rheinland-Pfalz Girozentrale, Mainz 46,213

GERMANY (Continued)

140 BHF-Bank, AG, Frankfurt 44,765

160 Westdeutsche Genossenschafts-Zentralbank, Duesseldorf 37,099

181 Sudwestdeutsche Genossenschafts-Zentralbank, Frankfurt 33,071

207 Hamburger Sparkasse, Hamburg 27,717

228 Landesgirokasse, Stuttgart 24,544

255 Genossenschaftliche Zentralbank, AG, Stuttgart 21,077

284 Stadtsparkasse Koeln, Cologne 17,802

286 Munchener Hypothekenbank, Munich 17,706

289 Baden-Wuerttembergische Bank, Stuttgart 17,680

296 Frankfurter Sparkasse, Frankfurt 16,985

Nassauische Sparkasse, Wiesbaden 14,365

Stadtsparkasse Munchen, Munich 12,737

Kreissparkasse Koeln, Cologne 11,924

Landesbank Saar-Girozentrale, Saarbrucken 10,912

Sparkasse in Bremen 10,380

GREECE

135 National Bank of Greece, Athens 46,387

Commercial Bank of Greece, Athens 11,214

HONG KONG

Bank of East Asia, Ltd., Hong Kong 12,003

Nanyang Commercial Bank, Ltd., Hong Kong 8,553

INDIA

147 State Bank of India, Bombay 42,185

Bank of Baroda 10,052

INDONESIA

Bank Negara Indonesia, Jakarta 13,840

Bank Rakyat Indonesia, Jakarta 12,171

PT Bank Central Asia, Jakarta 11,448

IRAN

Bank Melli Iran, Tehran 7,398

IRELAND

158 Allied Irish Banks Plc., Dublin 37,679

186 Bank of Ireland, Dublin 31,991

ISRAEL

145 Bank Hapoalim, Tel-Aviv 43,138

166 Bank Leumi le-Israel, Tel-Aviv 35,796

249 Israel Discount Bank, Ltd., Tel-Aviv 22,200

United Mizrahi Bank Ltd., Tel-Aviv 12,517

ITALY

48 Sanpaolo Bank Holding, Turin 160,389

56 Banca di Roma, Rome 133,584

65 Cassa di Risparmio delle Provincie Lombarde, Milan 117,261

73 Banca Nazionale del Lavoro, Rome 107,523

78 Credito Italiano, Milan 102,485

80 Banca Commerciale Italiana, Milan 100,062

87 Monte dei Paschi di Siena 85,712

123 Banco di Napoli, Naples 52,731

162 Rolo Banca 1473, Bologna, Italy 36,271

175 Banco Ambrosiano Veneto, Milan 34,004

204 Banca Popolare di Novara 28,152

205 Banco di Sicilia, Palermo 27,857

230 Banca Popolare di Milano, Milan 24,220

232 Cassa di Risparmio di Torino, Turin 24,162

247 Banca Nazionale dell'Agricoltura, Rome 22,480

283 Banca Cariverona, Verona 17,933

Banca Popolare di Verona-Banco S. Geminiano e S. Prospe 15,946

Cassa di Risparmio di Parma e Piacenza, Parma 15,503

Banco di Sardegna, Sassari 12,493

Cassa di Risparmio di Firenze, Florence 11,869

Cassa di Risparmio di Padova e Rovigo, Padova 10,963

Banca Carige, S.p.A., Genova 10,839

Banca Popolare dell'Emilia Romagna, Modena 10,374

JAPAN

2 Sanwa Bank Ltd., Osaka 500,026

3 Sumitomo Bank Ltd., Osaka 498,917

4 Dai-Ichi Kangyo Bank Ltd., Tokyo 497,612

5 Fuji Bank, Ltd., Tokyo 486,351

6 Sakura Bank, Ltd., Tokyo 477,079

7 Mitsubishi Bank Ltd., Tokyo 474,045

8 Norinchukin Bank, Tokyo 428,644

10 Industrial Bank of Japan, Ltd., Tokyo 360,638

16 Mitsubishi Trust & Banking Corp., Tokyo 330,076

19 Sumitomo Trust & Banking Co., Ltd., Osaka 299,209

20 Tokai Bank Ltd., Nagoya 297,705

21 Long-Term Credit Bank of Japan Ltd., Tokyo 297,430

23 Mitsui Trust & Banking Co., Ltd., Tokyo 283,711

26 Asahi Bank, Ltd., Tokyo 265,969

31 Daiwa Bank, Ltd., Osaka 248,274

33 Bank of Tokyo, Ltd. 237,255

35 Yasuda Trust & Banking Co. Ltd., Tokyo 224,186

42 Toyo Trust & Banking Co. Ltd., Tokyo 189,723

51 Shoko Chukin Bank, Tokyo 148,752

52 Nippon Credit Bank, Ltd., Tokyo 146,577

53 Zenshinren Bank, Tokyo 142,527

63 Chuo Trust & Banking Co., Ltd., Tokyo 119,168

69 Bank of Yokohama, Ltd. 110,190

82 Hokkaido Takushoku Bank, Ltd., Sapporo 92,880

90 Chiba Bank, Ltd. 81,706

JAPAN (Continued)

95 Shizuoka Bank Ltd. 72,264

97 Hokuriku Bank Ltd., Toyama 71,318

101 Joyo Bank, Ltd., Mito 70,497

114 Ashikaga Bank, Ltd., Utsunomiya 60,880

115 Bank of Fukuoka, Ltd. 60,845

119 Hiroshima Bank, Ltd. 57,878

127 Hachijuni Bank, Ltd., Nagano 50,471

129 Gunma Bank, Ltd., Maebashi 49,525

142 Chugoku Bank, Ltd., Okayama 44,425

148 Yamaguchi Bank, Ltd., Shimonoseki 42,117

150 77 Bank, Ltd., Sendai 41,389

154 Nishi-Nippon Bank, Ltd., Fukuoka 40,783

161 Bank of Kyoto, Ltd. 36,453

172 Iyo Bank, Ltd., Matsuyama 34,574

173 Juroku Bank, Ltd., Gifu 34,574

174 Nanto Bank, Ltd., Nara 34,381

179 Daishi Bank, Ltd., Niigata 33,553

183 Shiga Bank, Ltd., Otsu 32,214

185 Hyakujushi Bank, Ltd., Takamatsu 32,020

190 Hokkaido Bank, Ltd., Sapporo 31,266

193 San-in Godo Bank, Ltd., Matsue 31,033

197 Kiyo Bank, Ltd., Wakayama 29,296

200 Suruga Bank, Ltd., Numazu 28,997

201 Hyakugo Bank, Ltd., Tsu 28,703

212 Fukuoka City Bank, Ltd. 26,764

213 Ogaki-Kyoritsu Bank, Ltd., Ogaki 26,628

214 Higo Bank, Ltd., Kumamoto 26,610

220 Tokyo Sowa Bank, Ltd. 25,463

226 Bank of Nagoya, Ltd. 24,749

229 Hokkoku Bank, Ltd., Kanazawa 24,467

233 Tokyo Tomin Bank, Ltd. 24,067

235 Midori Bank, Ltd., Kobe 23,688

236 Bank of Kinki, Ltd., Osaka 23,618

238 Toho Bank, Ltd., Fukushima 23,498

241 Keiyo Bank, Ltd., Chiba 23,280

246 Kagoshima Bank, Ltd. 22,601

250 Musashino Bank, Ltd., Omiya 22,088

251 Shikoku Bank, Ltd., Kochi 22,040

257 Aichi Bank, Ltd., Nagoya 20,589

258 Akita Bank, Ltd. 20,589

263 Oita Bank, Ltd. 20,059

266 Kofuku Bank, Ltd., Osaka 19,777

267 Yamanashi Chuo Bank, Ltd., Kofu 19,759

268 Chiba Kogyo Bank, Ltd. 19,612

270 Awa Bank, Ltd., Tokushima 19,390

271 Hiroshima-Sogo Bank, Ltd. 19,234

272 Fukui Bank, Ltd. 19,177

275 Bank of Iwate, Ltd., Morioka 18,570

278 Eighteenth Bank, Ltd., Nagasaki 18,255

279 Bank of Osaka, Ltd. 18,254

280 Aomori Bank, Ltd. 18,221

287 Hokuetsu Bank, Ltd., Nagaoka 17,703

288 Yachiyo Bank, Ltd., Tokyo 17,687

294 Fukutoku Bank, Ltd., Osaka 17,140

Towa Bank, Ltd., Maebashi 16,135

Bank of Saga, Ltd. 15,956

North Pacific Bank, Ltd., Sapporo 15,935

Bank of Ikeda, Ltd. 15,894

Senshu Bank, Ltd., Kishiwada 15,717

Higashi-Nippon Bank, Ltd., Tokyo 15,569

Shinwa Bank, Ltd., Sasebo 15,492

Chukyo Bank, Ltd., Nagoya 15,428

Michinoku Bank, Ltd., Aomori 15,163

Miyazaki Bank, Ltd. 15,080

Tochigi Bank, Ltd., Utsunomiya 14,976

Daisan Bank, Ltd., Matsusaka 14,682

Bank of the Ryukyus, Ltd., Naha 14,635

Yamagata Bank, Ltd. 14,038

Ehime Bank, Ltd., Matsuyama 13,417

Kumamoto Family Bank, Ltd. 12,924

Hokuto Bank, Ltd., Akita 12,389

Biwako Bank, Ltd., Otsu 11,772

Shimizu Bank, Ltd. 11,373

Bank of Okinawa, Ltd., Naha 11,365

Bank of Kansai, Ltd., Osaka 10,920

Mie Bank, Ltd., Yokkaichi 10,916

Niigata Chuo Bank, Ltd. 10,874

Hanshin Bank, Ltd., Kobe 10,790

Kagawa Bank, Ltd., Takamatsu 10,701

Kyushu Bank, Ltd., Sasebo 10,657

Kita-Nippon Bank, Ltd., Morioka 10,616

Taiheiyo Bank, Ltd., Tokyo 10,037

Bank of Kochi, Ltd. 8,742

Kanto Bank, Ltd., Tsuchiura 8,697

Taiko Bank, Ltd., Niigata 8,096

First Bank of Toyama, Ltd. 7,871

Gifu Bank, Ltd. 7,579

Setouchi Bank, Ltd., Kure 7,525

Tokuyo City Bank, Ltd., Sendai 7,473

Fukushima Bank, Ltd. 7,431

JAPAN (Continued)

Sapporo Bank, Ltd. 7,405

Ibaraki Bank, Ltd., Mito 7,387

JORDAN

Arab Bank Group, Amman 14,405

KOREA

130 Korea Development Bank, Seoul 48,936

132 Hanil Bank Ltd., Seoul 47,592

133 Korea Exchange Bank, Seoul 47,371

143 Seoulbank 44,392

164 Cho Hung Bank Ltd., Seoul 35,888

165 Industrial Bank of Korea, Seoul 35,877

169 Korea First Bank, Seoul 35,129

182 Kookmin Bank, Seoul 32,820

191 Commercial Bank of Korea Ltd., Seoul 31,158

215 Housing & Commercial Bank, Seoul 26,364

245 Shinhan Bank, Seoul 22,656

KUWAIT

National Bank of Kuwait 12,931

LUXEMBOURG

195 Banque Generale du Luxembourg 30,248

196 Banque Internationale a Luxembourg 30,178

210 Banque et Caisse d'Epargne de l'Etat, Luxembourg 26,884

MALAYSIA

227 Maybank, Kuala Lumpur 24,604

MEXICO

240 Banco Nacional de Mexico, Mexico City 23,393

244 Bancomer, Mexico City 23,024

274 Banca Serfin, Mexico City 18,635

Banco Mexicano, SA, Mexico City 9,196

Banco Inverlat, Mexico City (#) 6,863

NETHERLANDS

12 ABN-AMRO Bank, N.V., Amsterdam 339,393

46 Rabobank Nederland, Utrecht 182,273

49 ING Bank, Amsterdam 153,484

NORWAY

221 Norske Bank, Oslo 25,203

273 Christiania Bank, Oslo 18,973

Union Bank of Norway, Oslo 16,040

PORTUGAL

139 Caixa Geral de Depositos, Lisbon 45,871

159 Banco Comercial Portugues, Lisbon 37,263

188 Banco Pinto & Sotto Mayor, Lisbon 31,569

254 Banco Totta & Acores, Lisbon 21,112

260 Banco Espirito Santo e Comercial, Lisbon 20,388

264 Banco Portugues do Atlantico, Porto 19,973

SAUDI ARABIA

Riyad Bank Ltd., Riyadh 14,413

Saudi American Bank, Riyadh 10,866

Arab National Bank, Riyadh 8,622

SINGAPORE

171 Development Bank of Singapore Ltd. 34,775

184 Oversea-Chinese Banking Corp., Ltd., Singapore 32,147

202 United Overseas Bank Ltd., Singapore 28,680

281 Overseas Union Bank, Ltd., Singapore 18,118

SOUTH AFRICA

203 Amalgamated Banks of South Africa, Ltd., Johannesburg 28,678

208 Standard Bank Investment Corp. Ltd., Johannesburg 27,703

253 First National Bank Holdings, Ltd., Johannesburg 21,172

Nedcor Bank Ltd., Johannesburg 15,696

SPAIN

55 Grupo Santander 135,013

66 Banco Bilbao Vizcaya, Bilbao 115,910

72 Corporacion Bancaria de Espana, SA (Argentaria), Madrid 108,989

83 Banco Central Hispanoamericano, SA, Madrid 91,979

109 Caja de Ahorros y Pensiones de Barcelona 66,032

153 Caja de Madrid 40,807

194 Caja Postal, Madrid 30,306

209 Banco Popular Espanol, Madrid 27,432

290 Caja de Ahorros de Cataluna, Barcelona 17,605

293 Banco Hipotecario de Espana, Madrid 17,195

Bankinter, SA, Madrid 13,728

Banco de Sabadell, SA 12,788

Bilbao Bizkaia Kutxa 12,328

Caja de Ahorros de Valencia 12,279

Caja de Ahorros del Mediterraneo, Alicante 12,244

Caja de Ahorros de Galicia, La Coruna 10,884

Caja de Ahorros y Monte de Piedad de Zaragoza 10,488

SWEDEN

98 Svenska Handelsbanken, Stockholm 71,209

103 Sparbankernas Sverige, AB, Stockholm 69,869

110 Skandinaviska Enskilda Banken, Stockholm 65,597

125 Nordbanken, Stockholm 50,696

SWITZERLAND

14 Union Bank of Switzerland, Zurich 335,303

30 Swiss Bank Corp., Basel 249,906

36 Credit Suisse, Zurich 212,022

SWITZERLAND (Continued)

131 Banque Cantonale de Zurich (a.k.a. Zurcher Kantonalbank 48,575

206 Banque Cantonale Vaudoise, Lausanne 27,734

299 Banque Cantonale Bernoise, Berne 16,317

Banque Cantonale de St. Gallen 15,463

Luzerner Kantonalbank, Lucerne 14,371

Bank Leu, Ltd., Zurich 11,257

Union Bancaire Privee, Geneva 10,954

Thurgauer Kantonalbank, Weinfelden 10,453

Basellandschaftliche Kantonalbank, Liestal 10,063

TAIWAN

120 Bank of Taiwan, Taipei 54,355

121 Taiwan Cooperative Bank, Taipei 53,975

157 Land Bank of Taiwan, Taipei 39,496

187 First Commercial Bank, Taipei 31,965

192 Hua Nan Commercial Bank, Ltd., Taipei 31,038

198 Chang Hwa Commercial Bank, Ltd., Taichung 29,185

234 Taiwan Business Bank, Taipei 23,974

292 International Commercial Bank of China, Taipei 17,539

297 Taipei Bank 16,979

Chiao Tung Bank, Taipei 15,691

Farmers Bank of China, Taipei 15,464

United World Chinese Commercial Bank, Taipei 13,763

Chinatrust Commercial Bank, Taipei 13,700

THAILAND

152 Bangkok Bank, Ltd. 41,126

224 Krung Thai Bank Plc., Bangkok 25,013

242 Thai Farmers Bank, Bangkok 23,129

291 Siam Commercial Bank Ltd., Bangkok 17,582

Bank of Ayudhya, Ltd., Bangkok 14,548

Thai Military Bank, Ltd., Bangkok 11,236

TURKEY

Turkiye Cumhuriyeti Ziraat Bankasi, Ankara 11,111

UNITED KINGDOM

11 HSBC Holdings, Plc., London 351,568

27 National Westminster Bank Plc, London 257,838

29 Barclays Bank Plc, London 254,485

39 Lloyds TSB Group, Inc., London 204,213

50 Abbey National, Plc, London 151,302

92 Royal Bank of Scotland Plc, Edinburgh 79,118

108 Bank of Scotland, Edinburgh 66,149

116 Standard Chartered Bank, London 60,348

UNITED STATES: Assets $10 billion or more

Alabama

256 SouthTrust Corp., Birmingham 20,774

285 AmSouth Bancorporation, Birmingham 17,737

Regions Financial Corp., Birmingham 13,657

Compass Bancshares, Inc., Birmingham 10,261

California

34 BankAmerica Corp., San Francisco 230,151

118 First Interstate Bancorp, Los Angeles (a) 57,977

126 H.F. Ahmanson & Co., Irwindale 50,530

128 Wells Fargo & Co., San Francisco (a) 50,218

141 Great Western Financial Corp., Chatsworth 44,587

170 Golden West Financial Corp., Oakland 35,118

269 American Savings Bank, FA, Irvine 19,609

Glendale Federal Bank, FSB 14,665

Cal Fed Bancorp, Inc., Los Angeles 14,321

Delaware

MBNA Corp., Wilmington 13,231

American Express Centurion Bank, Wilmington (b) 11,173

Greenwood Trust Co., New Castle 10,134

Florida

149 Barnett Banks, Inc., Jacksonville 41,454

Georgia

136 SunTrust Banks, Inc., Atlanta 46,236

Hawaii

Bancorp Hawaii, Inc., Honolulu 13,190

Illinois

61 First Chicago NBD Bancorp, Inc. (c) 121,273

265 Northern Trust Corp., Chicago 19,898

Massachusetts

88 Fleet Financial Group, Inc., Boston (d) 84,378

134 Bank of Boston Corp. (e) 47,038

219 State Street Boston Corp. 25,728

BayBanks, Inc., Boston (e) 12,062

Michigan

167 Comerica, Inc., Detroit 35,449

237 First of America Bank Corp., Kalamazoo 23,600

Standard Federal Bank, Troy 13,267

Old Kent Financial Corp., Grand Rapids 11,995

Minnesota

96 Norwest Corp., Minneapolis 72,090

178 First Bank System, Inc., Minneapolis 33,651

Missouri

177 Boatmen's Bancshares, Inc., St. Louis (f) 33,697

Mercantile Bancorporation, Inc., St. Louis 15,932

New Jersey

UJB Financial Corp., Princeton (g) 15,859

New York

28 Citicorp, New York 255,311

44 J.P. Morgan & Co., Inc., New York 184,642

46 Chemical Banking Corp., New York (h) 181,747

62 Chase Manhattan Corp., New York (h) 120,456

77 Bankers Trust New York Corp. 103,502

122 Bank of New York Co., Inc. 52,802

146 Republic New York Corp. 43,064

261 Dime Bancorp, Inc., New York 20,327

GreenPoint Financial Corp., Queens, New York 14,670

American Express Bank Ltd., New York (b) 12,378

First Empire State Corp., Buffalo 11,955

North Carolina

43 NationsBank Corp., Charlotte 186,380

58 First Union Corp., Charlotte (i) 131,400

144 Wachovia Corp., Winston-Salem 44,097

259 Southern National Corp., Winston-Salem (j) 20,490

Ohio

84 Banc One Corp., Columbus (k) 90,406

107 KeyCorp, Cleveland 66,288

163 National City Corp., Cleveland (l) 36,133

262 Huntington Bancshares, Inc., Columbus 20,198

295 Fifth Third Bancorp, Cincinnati 17,022

Charter One Financial Corp., Cleveland 13,579

Oregon

189 U.S. Bancorp, Portland (m) 31,535

Pennsylvania

94 PNC Bank Corp., Pittsburgh (n) 73,331

156 Mellon Bank Corp., Pittsburgh 40,368

199 CoreStates Financial Corp., Philadelphia (o) 29,180

Meridian Bancorp, Inc., Reading (o) 14,747

Integra Financial Corp., Pittsburgh (l) 14,346

Puerto Rico

BanPonce Corp., Ponce 15,673

Tennessee

First Tennessee National Corp., Memphis 12,072

Union Planters Corp., Memphis 11,270

Texas

First Nationwide Bank, FSB, Dallas 14,733

Bank United of Texas, FSB, Houston 11,978

Utah

First Security Corp., Salt Lake City 13,034

Virginia

277 Crestar Financial Corp., Richmond 18,298

Signet Banking Corp., Richmond 11,011

Central Fidelity Banks, Inc., Richmond 10,799

Washington

248 Washington Mutual Inc., Seattle 22,420

Wisconsin

276 Firstar Corp., Milwaukee 18,535

Marshall & Ilsley Corp., Milwaukee 13,340

part 2 of 3

Asset Equity Capital/Assets

Rank Deposits Capital (%) (%) (%)

Dec-95 12/31/95 12/31/95 12/31/95 12/31/94 12/31/95

ARGENTINA

Banco de la Provinc 5,302 1,213 13.6 14.39 NA

AUSTRALIA

81 National Australia 77,133 8,593 8.73 8.97 11.6

93 Australia & New Zea 45,554 4,304 5.7 6.13 10.9

99 Westpac Banking Cor 44,970 5,721 8.05 8.93 13.9

100 Commonwealth Bank o 48,308 4,657 6.6 7.52 11.15

State Bank of New S 11,235 211 1.65 8.18 13.2

Bank of Western Aus 4,017 381 5.32 NA 12.04

AUSTRIA

105 Bank Austria, AG, V 50,939 3,209 4.72 4.33 10.32

111 Creditanstalt-Bankv 27,047 2,530 3.96 4.08 9.8

180 GiroCredit Bank A.G 25,725 1,670 5.05 5.14 12.14

218 Erste Oesterreichis 20,477 837 3.21 3.46 11.52

223 Oesterreichische Po 23,159 959 3.82 3.66 23.28

231 Raiffeisen Zentralb 22,441 1,177 4.86 4.88 11.23

243 Bank fuer Arbeit un 21,165 1,017 4.41 4.05 14.6

BAHRAIN

252 Arab Banking Corp., 17,715 1,540 7.24 7.29 NA

Gulf International 6,891 603 7.15 7.77 12.3

BELGIUM

47 Generale Bank, Brus 144,774 3,642 2.26 2.51 NA

64 Credit Communal de 110,562 2,300 1.93 1.88 13.35

70 Banque Bruxelles La 100,526 2,710 2.47 2.77 11

76 Kredietbank N.V., B 94,095 2,972 2.84 3.2 11.9

85 ASLK-CGER Bank, Bru 80,647 1,763 2.02 2.34 11.45

151 CERA Bank, Leuven 37,992 2,087 5.07 5.61 13.2

155 Bacob Bank, Brussel 37,947 1,023 2.53 2.67 11.72

282 Societe Nationale d 4,552 668 3.71 2.53 9.81

Ippa Bank, N.V., Br 9,582 202 1.96 1.87 9.59

AN-HYP N.V., Antwer 9,154 513 5.06 4.72 NA

BRAZIL

89 Banco do Brasil, Br 55,834 3,564 4.34 7.92 NA

176 Banco Bradesco, SA, 15,295 4,978 14.73 18.24 27.15

217 Banco do Estado de 18,401 1,534 5.84 5.84 NA

222 Banco Itau, Sao Pau 10,842 3,462 13.74 18.23 22.3

239 Uniao de Bancos Bra 9,644 2,023 8.63 8.54 15.22

CANADA

57 Royal Bank of Canad 106,470 6,702 5.09 5.09 9.8

59 Canadian Imperial B 96,076 6,440 5.08 5.87 10.7

71 Bank of Montreal 81,327 5,218 4.77 4.85 9.97

74 Bank of Nova Scotia 82,618 5,431 5.17 4.87 9.65

91 Toronto Dominion Ba 60,199 4,491 5.56 5.73 10.2

168 National Bank of Ca 29,995 1,725 4.88 5.32 10.4

Laurentian Bank of 8,349 385 4.09 3.88 10.3

DENMARK

102 Danske Bank, Copenh 51,696 4,157 5.92 6.01 10.37

138 Unidanmark, Copenha 23,304 2,717 5.91 6.1 12.4

211 Bikuben Girobank, C 23,558 1,099 4.09 4.43 12.4

Jyske Bank, Silkebo 6,601 689 7.47 5.84 13

EGYPT

298 National Bank of Eg 13,901 585 3.54 3.9 9.74

Banque Misr, Cairo 10,178 354 2.8 2.98 NA

FINLAND

112 Merita Group, Helsi 54,085 2,948 4.64 4.94 10.3

216 Postipankki, Helsin 11,609 838 3.18 3.64 10.2

Osuuspankkien Kesku 5,660 705 5.08 5.22 21.4

FRANCE

9 Credit Agricole Mut 270,338 20,561 5.35 5.39 10.5

13 Credit Lyonnais, Pa 187,854 11,509 3.41 3.52 8.5

17 Societe Generale, P 213,751 11,566 3.56 3.35 9.23

18 Banque Nationale de 239,707 9,874 3.05 3.32 9.1

25 Compagnie Financier 112,324 8,965 3.31 3.36 8.8

67 Compagnie Financier 96,517 2,970 2.65 2.73 8.3

68 Groupe des Banques 77,841 4,857 4.35 4.75 11.04

86 Banque Indosuez, Pa 57,754 3,147 3.62 2.56 10.6

104 Credit Commercial d 46,434 3,122 4.47 4.27 12.9

225 Banque Regionale d' 17,942 427 1.71 NA 10.1

Banque Worms, Paris 4,987 427 4.16 4.6 11.69

Sovac, Paris 221 1,286 13.92 13.41 18.1

GERMANY

1 Deutsche Bank, AG, 418,265 18,894 3.76 3.47 10.1

15 Dresdner Bank, Fran 307,757 9,600 2.89 3.33 9.7

22 Westdeutsche Landes 272,810 8,516 2.93 3.32 NA

24 Commerzbank, Frankf 258,445 7,974 2.84 3.03 9

32 Bayerische Vereinsb 231,328 7,177 2.9 2.6 10

37 Bayerische Landesba 198,829 5,735 2.72 2.42 9.5

38 Bayerische Hypothek 181,564 6,362 3.07 2.99 8.8

40 Deutsche Genossensc 181,900 4,918 2.46 2.75 9.1

41 Bankgesellschaft Be 183,757 6,038 3.11 3.28 10.2

54 Norddeutsche Landes 131,990 4,163 2.99 2.74 NA

60 Sudwestdeutsche Lan 61,316 2,042 1.64 1.37 9.6

75 Deutsche Pfandbrief 101,031 1,738 1.66 1.67 11.1

79 Landesbank Hessen T 97,402 1,857 1.86 1.93 8.5

106 Deutsche Girozentra 65,086 1,039 1.55 2.05 NA

113 Landesbank Schleswi 58,127 1,891 3.02 3.28 NA

117 Hamburgische Landes 39,309 1,374 2.33 2.56 NA

124 Deutsche Siedlungs 50,122 646 1.23 1.45 9.1

137 Landesbank Rheinlan 43,643 889 1.92 2.03 NA

GERMANY (Continued)

140 BHF-Bank, AG, Frank 40,950 2,746 6.14 6.43 10.9

160 Westdeutsche Genoss 34,830 989 2.67 4.14 13.2

181 Sudwestdeutsche Gen 31,348 1,442 4.36 4.08 NA

207 Hamburger Sparkasse 25,253 1,610 5.81 5.81 NA

228 Landesgirokasse, St 21,932 1,148 4.68 4.51 12.61

255 Genossenschaftliche 18,128 742 3.52 3.5 NA

284 Stadtsparkasse Koel 14,371 606 3.4 3.26 NA

286 Munchener Hypotheke 17,097 260 1.47 1.39 NA

289 Baden-Wuerttembergi 16,259 1,112 6.29 6.66 9.2

296 Frankfurter Sparkas 15,610 611 3.6 3.58 12.3

Nassauische Sparkas 12,953 590 4.11 3.92 NA

Stadtsparkasse Munc 11,590 540 4.04 4.34 NA

Kreissparkasse Koel 10,882 556 4.66 NA NA

Landesbank Saar-Gir 10,460 344 3.15 2.12 9.6

Sparkasse in Bremen 9,255 691 6.65 5.48 NA

GREECE

135 National Bank of Gr 34,475 959 2.07 2.3 NA

Commercial Bank of 8,296 747 6.66 NA NA

HONG KONG

Bank of East Asia, 10,209 1,308 10.9 10.18 18.2

Nanyang Commercial 6,915 902 10.54 7.06 NA

INDIA

147 State Bank of India 28,147 1,595 3.78 3.89 11.6

Bank of Baroda 8,284 168 1.68 NA 11.21

INDONESIA

Bank Negara Indones 9,196 446 3.22 4.27 8.91

Bank Rakyat Indones 10,727 699 5.75 5.28 9.3

PT Bank Central Asi 10,284 652 5.7 5.97 9.43

IRAN

Bank Melli Iran, Te 6,045 340 4.6 2.76 NA

IRELAND

158 Allied Irish Banks 30,405 1,851 4.91 6.28 10.9

186 Bank of Ireland, Du 25,353 1,926 6.02 5.44 14

ISRAEL

145 Bank Hapoalim, Tel- 35,171 2,117 4.91 4.75 9.4

166 Bank Leumi le-Israe 31,638 1,995 5.57 5.28 9.77

249 Israel Discount Ban 20,238 1,118 5.04 5.14 8.7

United Mizrahi Bank 11,488 485 3.87 3.98 NA

ITALY

48 Sanpaolo Bank Holdi 133,153 5,243 3.27 3.27 9.59

56 Banca di Roma, Rome 69,855 6,858 5.13 4.65 8.08

65 Cassa di Risparmio 94,454 6,583 5.61 5.95 9.44

73 Banca Nazionale del 87,524 7,339 6.83 5.37 9.25

78 Credito Italiano, M 87,152 3,812 3.72 4.67 8.81

80 Banca Commerciale I 83,900 5,379 5.38 5.18 10

87 Monte dei Paschi di 73,766 4,855 5.66 4.71 9.27

123 Banco di Napoli, Na 43,658 329 0.62 3.47 NA

162 Rolo Banca 1473, Bo 22,529 2,215 6.11 6.9 11.79

175 Banco Ambrosiano Ve 29,649 1,565 4.6 4.83 9.83

204 Banca Popolare di N 23,529 1,340 4.76 5.61 NA

205 Banco di Sicilia, P 23,517 609 2.19 1.85 NA

230 Banca Popolare di M 21,255 1,296 5.35 4.94 9.03

232 Cassa di Risparmio 20,864 1,666 6.9 6.66 11.86

247 Banca Nazionale del 19,920 626 2.78 4.25 NA

283 Banca Cariverona, V 14,021NA NA NA NA

Banca Popolare di V 10,903 944 5.92 14.79 11.8

Cassa di Risparmio 12,660 1,030 6.64 6.75 NA

Banco di Sardegna, 10,810 852 6.82 6.81 10.43

Cassa di Risparmio 9,991 954 8.03 7.6 14.4

Cassa di Risparmio 8,836 1,091 9.95 10.15 16.05

Banca Carige, S.p.A 8,276 971 8.95 7.83 13.21

Banca Popolare dell 8,902 810 7.8 9.01 13.59

JAPAN

2 Sanwa Bank Ltd., Os 381,235 17,676 3.53 3.91 9.12

3 Sumitomo Bank Ltd., 376,683 18,238 3.66 3.82 9.2

4 Dai-Ichi Kangyo Ban 370,682 19,188 3.86 3.82 9.4

5 Fuji Bank, Ltd., To 350,063 15,368 3.16 3.89 8.36

6 Sakura Bank, Ltd., 364,870 16,066 3.37 3.65 8.37

7 Mitsubishi Bank Ltd 341,039 17,072 3.6 3.73 9.2

8 Norinchukin Bank, T 391,801 3,214 0.75 0.95 NA

10 Industrial Bank of 285,753 12,443 3.45 3.64 8.59

16 Mitsubishi Trust & 300,296 6,839 2.07 2.55 10.23

19 Sumitomo Trust & Ba 276,076 6,483 2.17 2.73 9

20 Tokai Bank Ltd., Na 210,501 9,009 3.03 3.58 8.46

21 Long-Term Credit Ba 218,758 9,871 3.32 3.34 8.85

23 Mitsui Trust & Bank 261,409 5,330 1.88 2.22 10.82

26 Asahi Bank, Ltd., T 202,798 9,245 3.48 3.83 9.05

31 Daiwa Bank, Ltd., O 227,259 5,354 2.16 2.26 8.92

33 Bank of Tokyo, Ltd. 163,283 10,704 4.51 4.45 9.93

35 Yasuda Trust & Bank 208,559 4,190 1.87 2.16 10.79

42 Toyo Trust & Bankin 179,317 2,487 1.31 2.12 NA

51 Shoko Chukin Bank, 136,069 4,975 3.34 2.91 NA

52 Nippon Credit Bank, 122,395 3,215 2.19 3.18 8.38

53 Zenshinren Bank, To 131,707 2,694 1.89 1.69 10.11

63 Chuo Trust & Bankin 111,902 1,249 1.05 1.64 10.52

69 Bank of Yokohama, L 90,994 4,049 3.67 4.2 10.07

82 Hokkaido Takushoku 78,317 2,488 2.68 3.63 8.68

90 Chiba Bank, Ltd. 66,884 3,651 4.47 4.49 NA

JAPAN (Continued)

95 Shizuoka Bank Ltd. 61,066 4,240 5.87 5.82 13.36

97 Hokuriku Bank Ltd., 57,006 2,818 3.95 4.36 8.81

101 Joyo Bank, Ltd., Mi 60,504 3,058 4.34 4.36 10.38

114 Ashikaga Bank, Ltd. 53,334 1,621 2.66 4.08 NA

115 Bank of Fukuoka, Lt 53,846 2,135 3.51 4.09 9.18

119 Hiroshima Bank, Ltd 51,446 1,657 2.86 3.55 NA

127 Hachijuni Bank, Ltd 45,594 2,376 4.71 4.71 11.95

129 Gunma Bank, Ltd., M 42,662 2,190 4.42 4.4 10.46

142 Chugoku Bank, Ltd., 40,504 2,188 4.92 5.06 9.54

148 Yamaguchi Bank, Ltd 38,797 1,928 4.58 4.61 9.66

150 77 Bank, Ltd., Send 37,699 1,689 4.08 3.92 NA

154 Nishi-Nippon Bank, 35,851 1,448 3.55 4.01 8.86

161 Bank of Kyoto, Ltd. 32,950 1,326 3.64 3.46 10.01

172 Iyo Bank, Ltd., Mat 30,819 1,365 3.95 3.99 9.84

173 Juroku Bank, Ltd., 31,476 1,273 3.68 3.37 9.39

174 Nanto Bank, Ltd., N 30,609 1,597 4.64 4.76 10.48

179 Daishi Bank, Ltd., 30,399 1,377 4.11 3.69 9.73

183 Shiga Bank, Ltd., O 29,742 1,140 3.54 3.59 9.15

185 Hyakujushi Bank, Lt 28,488 1,434 4.48 4.34 NA

190 Hokkaido Bank, Ltd. 27,345 1,153 3.69 4.67 NA

193 San-in Godo Bank, L 26,601 1,241 4 4.18 9.04

197 Kiyo Bank, Ltd., Wa 26,816 1,023 3.49 4.26 8.93

200 Suruga Bank, Ltd., 26,910 1,179 4.07 4.08 9.78

201 Hyakugo Bank, Ltd., 26,579 1,090 3.8 3.91 9.77

212 Fukuoka City Bank, 24,262 1,029 3.84 4.55 8.24

213 Ogaki-Kyoritsu Bank 24,426 960 3.6 3.67 9.13

214 Higo Bank, Ltd., Ku 24,308 1,320 4.96 4.99 NA

220 Tokyo Sowa Bank, Lt 22,873 595 2.34 3.47 NA

226 Bank of Nagoya, Ltd 22,578 933 3.77 3.87 9.59

229 Hokkoku Bank, Ltd., 22,263 1,385 5.66 5.55 NA

233 Tokyo Tomin Bank, L 21,085 1,092 4.54 4.75 8.81

235 Midori Bank, Ltd., 18,196 134 0.57 3.73 NA

236 Bank of Kinki, Ltd. 21,136 958 4.05 4.67 8.53

238 Toho Bank, Ltd., Fu 21,675 1,018 4.33 4.34 NA

241 Keiyo Bank, Ltd., C 21,022 1,541 6.62 6.78 9.6

246 Kagoshima Bank, Ltd 19,488 1,090 4.82 4.81 11.3

250 Musashino Bank, Ltd 20,108 884 4 3.58 9.9

251 Shikoku Bank, Ltd., 19,924 876 3.97 3.51 9.38

257 Aichi Bank, Ltd., N 18,004 805 3.91 4.38 9.33

258 Akita Bank, Ltd. 19,210 805 3.91 4 10.32

263 Oita Bank, Ltd. 17,957 735 3.66 0 NA

266 Kofuku Bank, Ltd., 17,818 629 3.18 3.07 NA

267 Yamanashi Chuo Bank 17,836 971 4.91 5.05 10.72

268 Chiba Kogyo Bank, L 17,747 776 3.96 4 8.59

270 Awa Bank, Ltd., Tok 17,587 770 3.97 4 9.46

271 Hiroshima-Sogo Bank 17,846 575 2.99 3.11 NA

272 Fukui Bank, Ltd. 17,318 911 4.75 4.65 NA

275 Bank of Iwate, Ltd. 17,194 697 3.75 3.76 11.48

278 Eighteenth Bank, Lt 16,157 1,009 5.53 5.6 9.97

279 Bank of Osaka, Ltd. 15,536 562 3.08 2.86 NA

280 Aomori Bank, Ltd. 16,800 685 3.76 3.91 9.7

287 Hokuetsu Bank, Ltd. 16,065 697 3.94 4.03 NA

288 Yachiyo Bank, Ltd., 15,756 701 3.96 3.86 NA

294 Fukutoku Bank, Ltd. 13,705 603 3.52 3.24 NA

Towa Bank, Ltd., Ma 15,042 486 3.01 3.27 5.09

Bank of Saga, Ltd. 14,317 741 4.64 4.63 9.67

North Pacific Bank, 14,322 575 3.61 3.62 NA

Bank of Ikeda, Ltd. 13,334 570 3.59 3.7 9.08

Senshu Bank, Ltd., 14,235 575 3.66 3.79 8.3

Higashi-Nippon Bank 14,543 558 3.58 3.74 NA

Shinwa Bank, Ltd., 14,062 662 4.28 4.21 10.42

Chukyo Bank, Ltd., 13,904 564 3.65 3.69 8.85

Michinoku Bank, Ltd 13,852 766 5.05 5.09 10.68

Miyazaki Bank, Ltd. 13,678 532 3.53 3.62 9.21

Tochigi Bank, Ltd., 13,801 716 4.78 4.88 NA

Daisan Bank, Ltd., 13,392 597 4.07 4.08 NA

Bank of the Ryukyus 13,023 450 3.07 3.55 8.41

Yamagata Bank, Ltd. 12,931 578 4.11 4.29 NA

Ehime Bank, Ltd., M 12,256 542 4.04 4 NA

Kumamoto Family Ban 11,975 450 3.48 4.07 NA

Hokuto Bank, Ltd., 11,686 355 2.86 2.93 NA

Biwako Bank, Ltd., 10,455 608 5.17 5.17 9.05

Shimizu Bank, Ltd. 10,460 520 4.57 4.51 NA

Bank of Okinawa, Lt 10,137 449 3.95 3.85 9.27

Bank of Kansai, Ltd 10,008 392 3.59 3.84 NA

Mie Bank, Ltd., Yok 10,169 387 3.54 3.49 NA

Niigata Chuo Bank, 9,834 415 3.82 3.97 NA

Hanshin Bank, Ltd., 9,555 349 3.24 3.66 NA

Kagawa Bank, Ltd., 9,866 540 5.04 4.91 NA

Kyushu Bank, Ltd., 9,779 400 3.75 4.01 5.3

Kita-Nippon Bank, L 9,842 408 3.84 3.91 8.5

Taiheiyo Bank, Ltd. 6,109 -1,429 NM 2.71 NA

Bank of Kochi, Ltd. 8,139 272 3.11 3.12 NA

Kanto Bank, Ltd., T 8,104 302 3.47 3.44 NA

Taiko Bank, Ltd., N 7,556 204 2.52 2.5 NA

First Bank of Toyam 6,964 383 4.86 4.68 NA

Gifu Bank, Ltd. 7,125 255 3.36 3.38 NA

Setouchi Bank, Ltd. 6,782 287 3.82 4.05 NA

Tokuyo City Bank, L 6,894 157 2.1 3.12 NA

Fukushima Bank, Ltd 6,881 262 3.53 3.5 NA

JAPAN (Continued)

Sapporo Bank, Ltd. 6,858 231 3.12 3.16 NA

Ibaraki Bank, Ltd., 6,889 244 3.31 3.21 NA

JORDAN

Arab Bank Group, Am 11,705 1,268 8.8 8.15 14.64

KOREA

130 Korea Development B 9,280 2,240 4.58 5.01 NA

132 Hanil Bank Ltd., Se 19,513 2,466 5.18 6.27 9.72

133 Korea Exchange Bank 22,788 2,673 5.64 5.67 8.66

143 Seoulbank 28,804 1,770 3.99 5.16 8.97

164 Cho Hung Bank Ltd., 20,826 2,347 6.54 6.96 9.01

165 Industrial Bank of 13,700 949 2.64 3.12 NA

169 Korea First Bank, S 34,511 2,351 6.69 6.82 8.71

182 Kookmin Bank, Seoul 25,354 1,336 4.07 3.41 NA

191 Commercial Bank of 20,619 2,025 6.5 6.72 9.64

215 Housing & Commercia 23,099 879 2.76 3.33 10.03

245 Shinhan Bank, Seoul 12,397 2,296 10.13 9.7 11.77

KUWAIT

National Bank of Ku 11,110 1,156 8.94 8.51 NA

LUXEMBOURG

195 Banque Generale du 27,926 864 2.86 2.48 13

196 Banque Internationa 27,751 639 2.12 1.59 NA

210 Banque et Caisse d' 25,076 685 2.55 2.58 12.34

MALAYSIA

227 Maybank, Kuala Lump 19,495 1,594 6.48 6.73 10.08

MEXICO

240 Banco Nacional de M 13,607 2,149 9.19 6.08 6

244 Bancomer, Mexico Ci 9,998 1,602 6.96 5.76 11.51

274 Banca Serfin, Mexic 14,918 893 4.79 3.92 NA

Banco Mexicano, SA, 4,265 296 3.22 3.59 8.69

Banco Inverlat, Mex 2,851 271 3.95 3.95 NA

NETHERLANDS

12 ABN-AMRO Bank, N.V. 282,525 12,575 3.71 3.83 10.8

46 Rabobank Nederland, 101,459 11,268 6.18 6.04 12

49 ING Bank, Amsterdam 123,093 6,804 4.43 4.03 11.07

NORWAY

221 Norske Bank, Oslo 17,563 1,927 7.64 6.8 13.2

273 Christiania Bank, O 13,405 1,254 6.61 5.01 12

Union Bank of Norwa 13,651 879 5.48 4.93 13.3

PORTUGAL

139 Caixa Geral de Depo 37,313 2,844 6.2 5.9 14

159 Banco Comercial Por 30,964 1,071 2.88 3.77 NA

188 Banco Pinto & Sotto 22,206 1,467 4.65 4.78 8.47

254 Banco Totta & Acore 18,886 902 4.27 3.03 NA

260 Banco Espirito Sant 17,442 955 4.69 6.73 10.64

264 Banco Portugues do 17,674 786 3.94 4.09 11.3

SAUDI ARABIA

Riyad Bank Ltd., Ri 11,915 1,898 13.17 12.98 35

Saudi American Bank 9,356 1,084 9.98 NA 18.1

Arab National Bank, 7,592 698 8.1 8.23 22

SINGAPORE

171 Development Bank of 28,157 4,323 12.43 11.84 20.4

184 Oversea-Chinese Ban 26,507 3,580 11.14 10.96 NA

202 United Overseas Ban 23,867 2,986 10.41 11.04 NA

281 Overseas Union Bank 15,224 2,077 11.46 9.52 NA

SOUTH AFRICA

203 Amalgamated Banks o 25,589 1,818 6.34 6.24 9.4

208 Standard Bank Inves 23,089 1,790 6.46 7.04 13

253 First National Bank 18,637 1,189 5.62 5.93 9.06

Nedcor Bank Ltd., J 14,012 801 5.11 5.07 NA

SPAIN

55 Grupo Santander 90,469 4,471 3.31 3.46 11.36

66 Banco Bilbao Vizcay 101,261 5,216 4.5 4.73 12.99

72 Corporacion Bancari 84,536 4,353 3.99 4.21 13.9

83 Banco Central Hispa 64,547 3,241 3.52 5.23 9.2

109 Caja de Ahorros y P 52,024 2,691 4.07 3.85 NA

153 Caja de Madrid 36,383 2,850 6.98 6.81 13.76

194 Caja Postal, Madrid 11,300* 3.66 3.75 NA

209 Banco Popular Espan 23,056 2,201 8.02 8.29 13.79

290 Caja de Ahorros de 16,381 697 3.96 3.86 9.2

293 Banco Hipotecario d 9,800 785 4.57 4.33 NA

Bankinter, SA, Madr 7,700 956 6.96 8.89 NA

Banco de Sabadell, 10,669 83 0.65 6.84 14.45

Bilbao Bizkaia Kutx 10,951 890 7.22 6.74 20.49

Caja de Ahorros de 10,274 565 4.6 5.06 1.15

Caja de Ahorros del 9,393 572 4.67 4.74 NA

Caja de Ahorros de 8,880 607 5.58 5.4 NA

Caja de Ahorros y M 8,706 553 5.27 4.81 NA

SWEDEN

98 Svenska Handelsbank 51,592 3,882 5.45 5.7 14.2

103 Sparbankernas Sveri 29,687 3,036 4.34 3.82 13.9

110 Skandinaviska Enski 39,372 3,673 5.6 5.72 15.2

125 Nordbanken, Stockho 30,207 2,787 5.5 4.77 14.4

SWITZERLAND

14 Union Bank of Switz 264,553 19,981 5.96 7.66 11.8

30 Swiss Bank Corp., B 168,413 11,702 4.68 7 12.2

36 Credit Suisse, Zuri 174,396 11,407 5.38 5.83 11.37

SWITZERLAND (Continued)

131 Banque Cantonale de 41,994 2,024 4.17 4.25 NA

206 Banque Cantonale Va 24,011 1,685 6.07 4.45 7.43

299 Banque Cantonale Be 14,452 826 5.07 4.97 10.5

Banque Cantonale de 13,837 514 3.33 3.4 NA

Luzerner Kantonalba 12,752 630 4.38 4.33 NA

Bank Leu, Ltd., Zur 9,870 557 4.95 6.31 NA

Union Bancaire Priv 9,615 1,004 9.16 6.47 17.3

Thurgauer Kantonalb 9,218 496 4.75 4.56 NA

Basellandschaftlich 8,908 401 3.98 3.83 NA

TAIWAN

120 Bank of Taiwan, Tai 46,472 3,585 6.6 6.37 21.17

121 Taiwan Cooperative 48,968 1,185 2.2 1.68 5.98

157 Land Bank of Taiwan 32,810 2,111 5.35 5.13 13.32

187 First Commercial Ba 28,926 1,394 4.36 4.13 9.82

192 Hua Nan Commercial 23,795 1,409 4.54 4.28 9.62

198 Chang Hwa Commercia 24,320 1,314 4.5 4.31 9.41

234 Taiwan Business Ban 20,613 941 3.92 3.78 8.24

292 International Comme 11,121 1,040 5.93 6.85 10.27

297 Taipei Bank 14,705 859 5.06 5.27 11.18

Chiao Tung Bank, Ta 5,463 973 6.2 5.69 9.34

Farmers Bank of Chi 11,896 798 5.16 5.94 9.25

United World Chines 11,043 985 7.16 7.01 11.92

Chinatrust Commerci 9,932 885 6.46 6.63 9.62

THAILAND

152 Bangkok Bank, Ltd. 30,704 3,701 9 8.75 11

224 Krung Thai Bank Plc 20,644 1,783 7.13 5.67 8.44

242 Thai Farmers Bank, 18,523 2,094 9.05 9.17 NA

291 Siam Commercial Ban 13,585 1,400 7.97 8.24 NA

Bank of Ayudhya, Lt 12,467 880 6.05 NA NA

Thai Military Bank, 9,187 840 7.47 7.07 9.78

TURKEY

Turkiye Cumhuriyeti 8,665 530 4.77 6.77 11.73

UNITED KINGDOM

11 HSBC Holdings, Plc. 252,362 17,585 5 5.35 14.7

27 National Westminste 186,772 11,180 4.34 4.09 10.7

29 Barclays Bank Plc, 183,249 10,360 4.07 3.87 10.9

39 Lloyds TSB Group, I 147,241 6,524 3.19 5 9.6

50 Abbey National, Plc 93,550 6,109 4.04 3.93 11.67

92 Royal Bank of Scotl 58,234 3,354 4.24 4.27 10.3

108 Bank of Scotland, E 57,600 1,956 2.96 4.41 11.8

116 Standard Chartered 45,359 3,054 5.06 4.8 13.1

UNITED STATES: Assets $10 billion or more

Alabama

256 SouthTrust Corp., B 14,575 1,429 6.88 6.45 12.21

285 AmSouth Bancorporat 13,409 1,383 7.8 7.81 11.74

Regions Financial C 10,896 1,125 8.24 7.97 14.61

Compass Bancshares, 7,729 707 6.89 6.55 12.98

California

34 BankAmerica Corp., 160,494 20,222 8.79 8.81 11.48

118 First Interstate Ba 50,185 4,154 7.16 6.16 10.52

126 H.F. Ahmanson & Co. 34,244 3,057 6.05 5.52 12.43

128 Wells Fargo & Co., 37,858 4,055 8.08 7.62 12.45

141 Great Western Finan 29,235 2,822 6.33 5.88 11.81

170 Golden West Financi 20,848 2,278 6.49 6.31 13.4

269 American Savings Ba 13,026 1,239 6.32 5.47 10.13

Glendale Federal Ba 8,991 924 6.3 5.68 11.72

Cal Fed Bancorp, In 9,477 888 6.2 5.63 12.36

Delaware

MBNA Corp., Wilming 8,612 1,265 9.56 0 13.72

American Express Ce 1,791 1,013 9.07 8.38 13.27

Greenwood Trust Co. 5,350 949 9.36 10.02 11.08

Florida

149 Barnett Banks, Inc. 34,224 3,272 7.89 7.6 11.51

Georgia

136 SunTrust Banks, Inc 33,183 4,270 9.23 8.09 9.71

Hawaii

Bancorp Hawaii, Inc 7,577 1,054 7.99 7.69 12.74

Illinois

61 First Chicago NBD B 69,106 8,450 6.97 7.02 11.8

265 Northern Trust Corp 12,488 1,453 7.3 6.92 12.49

Massachusetts

88 Fleet Financial Gro 57,122 6,365 7.54 6.93 11.5

134 Bank of Boston Corp 30,948 3,751 7.97 7.09 12.78

219 State Street Boston 16,647 1,588 6.17 5.68 14.5

BayBanks, Inc., Bos 10,217 951 7.89 7.32 12.8

Michigan

167 Comerica, Inc., Det 23,167 2,608 7.36 7.16 11.21

237 First of America Ba 19,342 1,828 7.75 6.43 12.89

Standard Federal Ba 9,151 916 6.91 6.73 12.53

Old Kent Financial 9,357 1,016 8.47 7.85 13.01

Minnesota

96 Norwest Corp., Minn 42,029 5,312 7.37 6.48 10.23

178 First Bank System, 22,514 2,725 8.1 8.74 11

Missouri

177 Boatmen's Bancshare 25,932 2,928 8.69 7.61 14.3

Mercantile Bancorpo 11,974 1,437 9.02 8.73 15.33

New Jersey

UJB Financial Corp. 13,261 1,297 8.18 7.17 12.76

New York

28 Citicorp, New York 167,131 19,581 7.67 7.13 12.33

44 J.P. Morgan & Co., 46,438 10,451 5.66 6.2 13

46 Chemical Banking Co 98,417 11,912 6.55 6.29 12.1

62 Chase Manhattan Cor 73,117 9,134 7.58 7.36 12.68

77 Bankers Trust New Y 25,708 4,984 4.82 4.87 13.9

122 Bank of New York Co 35,918 5,232 9.91 8.94 13.08

146 Republic New York C 24,920 3,008 6.98 6.67 24.96

261 Dime Bancorp, Inc., 12,572 977 4.8 4.61 12.01

GreenPoint Financia 12,898 1,551 10.57 16.54 17.7

American Express Ba 8,480 837 6.76 5.94 13

First Empire State 9,470 846 7.08 6.85 11.62

North Carolina

43 NationsBank Corp., 100,691 12,801 6.87 6.52 11.58

58 First Union Corp., 92,555 6,152 4.68 7 10.36

144 Wachovia Corp., Win 26,369 3,754 8.51 8.48 13.64

259 Southern National C 14,684 1,674 8.17 7.21 14.3

Ohio

84 Banc One Corp., Col 67,320 8,196 9.07 8.51 13.94

107 KeyCorp, Cleveland 47,282 5,153 7.77 7.04 10.85

163 National City Corp. 25,201 2,921 8.08 8.13 13.13

262 Huntington Bancshar 12,637 1,519 7.52 7.97 12.03

295 Fifth Third Bancorp 12,486 1,725 10.13 9.37 14.33

Charter One Financi 7,012 844 6.22 5.67 14.29

Oregon

189 U.S. Bancorp, Portl 23,265 2,617 8.3 8.23 11.85

Pennsylvania

94 PNC Bank Corp., Pit 46,899 5,768 7.87 6.86 11.56

156 Mellon Bank Corp., 29,261 4,025 9.97 10.73 11.29

199 CoreStates Financia 21,517 2,379 8.15 8.11 12.1

Meridian Bancorp, I 11,150 1,306 8.86 8.08 13.06

Integra Financial C 10,380 1,145 7.98 6.24 14.61

Puerto Rico

BanPonce Corp., Pon 9,877 1,142 7.29 7.85 14.65

Tennessee

First Tennessee Nat 8,582 873 7.23 7.12 11.5

Union Planters Corp 9,448 966 8.57 7.3 16.35

Texas

First Nationwide Ba 9,896NA NA 5.7 11.34

Bank United of Texa 5,182 795 6.63 6.78 13.45

Utah

First Security Corp 8,774 1,030 7.9 7.43 13.86

Virginia

277 Crestar Financial C 13,253 1,451 7.93 8.04 12.03

Signet Banking Corp 7,593 887 8.05 8.6 12.8

Central Fidelity Ba 7,986 827 7.65 6.2 13.12

Washington

248 Washington Mutual I 11,306 1,660 7.4 7.07 11.58

Wisconsin

276 Firstar Corp., Milw 13,780 1,525 8.23 8.65 12.45

Marshall & Ilsley C 10,281 1,258 9.43 8.4 14.04

part 3 of 3

Asset BIS Capital Rati No. of Branches No. of Employees

Rank (%) (%) (%) (#) (#)

Dec-95 12/31/94 12/31/95 12/31/94 12/31/95 12/31/94

ARGENTINA

Banco de la Provinc NA 313 305 13,400 12,589

AUSTRALIA

81 National Australia 11.4 2,356 2,373 45,585 49,163

93 Australia & New Zea 11.3 1,881 2,026 39,240 39,642

99 Westpac Banking Cor 13.8 1,402 1,462 31,416 31,396

100 Commonwealth Bank o 11.43 1,545 1,592 35,000 35,406

State Bank of New S NA 290 634 4,900 2,350

Bank of Western Aus NA 111 2,887

AUSTRIA

105 Bank Austria, AG, V 11.48 NA 324 NA 9,120

111 Creditanstalt-Bankv 10.3 318 206 9,714 NA

180 GiroCredit Bank A.G 12.08 52 53 1,746 1,764

218 Erste Oesterreichis NA 320 NA 3,446 NA

223 Oesterreichische Po 25.93 2,300 2,300 1,920 1,932

231 Raiffeisen Zentralb 12.48 32 2 2,021 805

243 Bank fuer Arbeit un 12.96 150 148 2,446 2,394

BAHRAIN

252 Arab Banking Corp., 11.8 NA 17 NA 4,781

Gulf International 11.7 2 3 390 383

BELGIUM

47 Generale Bank, Brus 11.13 NA 1,112 NA 11,985

64 Credit Communal de 12.71 960 970 3,694 3,606

70 Banque Bruxelles La 10.72 962 900 10,952 13,893

76 Kredietbank N.V., B 12.4 795 797 12,218 11,749

85 ASLK-CGER Bank, Bru 11.94 1,146 1,169 7,484 8,298

151 CERA Bank, Leuven 13.3 953 964 4,620 4,536

155 Bacob Bank, Brussel 12.13 574 626 3,854 3,802

282 Societe Nationale d 9.91 4 5 280 967

Ippa Bank, N.V., Br NA 25 35 948 1,072

AN-HYP N.V., Antwer 11.92 934 NA 1,230 NA

BRAZIL

89 Banco do Brasil, Br NA 4,694 4,951 94,669 1,808

176 Banco Bradesco, SA, 28.18 1,859 1,847 52,886 60,742

217 Banco do Estado de NA 2,714 2,714 NA NA

222 Banco Itau, Sao Pau 24.4 1,022 1,010 36,636 37,119

239 Uniao de Bancos Bra 13.53 813 451 29,468 16,879

CANADA

57 Royal Bank of Canad 9.6 1,682 1,693 49,011 49,208

59 Canadian Imperial B 9.9 1,390 1,428 39,329 40,807

71 Bank of Montreal 9.51 1,245 1,248 33,341 34,769

74 Bank of Nova Scotia 9.61 1,460 1,454 33,717 33,098

91 Toronto Dominion Ba 10.6 955 966 25,413 25,705

168 National Bank of Ca 11.1 650 647 10,620 10,746

Laurentian Bank of 9.7 256 249 3,486 3,250

DENMARK

102 Danske Bank, Copenh 11.38 430 450 11,514 12,033

138 Unidanmark, Copenha 13.7 409 425 10,503 11,100

211 Bikuben Girobank, C 12.26 271 296 6,377 4,874

Jyske Bank, Silkebo 11.8 123 131 2,668 2,732

EGYPT

298 National Bank of Eg NA 347 313 11,413 9,422

Banque Misr, Cairo NA 420 400 14,000 13,000

FINLAND

112 Merita Group, Helsi 10.7 624 365 15,488 9,158

216 Postipankki, Helsin 10.7 101 84 6,000 6,300

Osuuspankkien Kesku 21.6 3 3 1,298 1,370

FRANCE

9 Credit Agricole Mut 10.2 8,164 8,342 74,380 72,022

13 Credit Lyonnais, Pa 8.3 4,183 4,491 59,018 68,291

17 Societe Generale, P 9.34 2,007 1,990 45,374 44,964

18 Banque Nationale de 9.8 2,575 2,511 53,600 54,469

25 Compagnie Financier 9.7 NA NA 25,841 25,690

67 Compagnie Financier 8.5 1,405 3 21,623 22,200

68 Groupe des Banques 10.95 1,838 1,837 26,509 26,340

86 Banque Indosuez, Pa 10.01 45 58 12,153 11,928

104 Credit Commercial d 13.2 539 505 10,719 10,876

225 Banque Regionale d' NA 188 NA 2,779 NA

Banque Worms, Paris 12.21 57 25 2,157 2,201

Sovac, Paris 18.28 115 115 2,500 2,000

GERMANY

1 Deutsche Bank, AG, 10.4 2,494 2,483 74,119 73,450

15 Dresdner Bank, Fran 10.2 1,629 1,583 46,890 44,884

22 Westdeutsche Landes 8.5 11 11 9,670 7,040

24 Commerzbank, Frankf 9.2 1,060 1,027 29,615 28,706

32 Bayerische Vereinsb 9.2 774 788 22,188 22,029

37 Bayerische Landesba 9.21 13 15 5,423 5,449

38 Bayerische Hypothek 9.1 633 649 18,982 19,064

40 Deutsche Genossensc 8.7 41 38 11,352 10,554

41 Bankgesellschaft Be 11.7 445 453 16,860 16,282

54 Norddeutsche Landes NA NA 134 NA 6,400

60 Sudwestdeutsche Lan 8.59 12 34 2,431 2,431

75 Deutsche Pfandbrief 11.5 30 33 1,565 1,553

79 Landesbank Hessen T 9.3 5 5 3,137 3,055

106 Deutsche Girozentra NA 2 2 445 438

113 Landesbank Schleswi NA 9 8 1,778 1,798

117 Hamburgische Landes NA 8 9 1,408 1,618

124 Deutsche Siedlungs NA 16 9 735 779

137 Landesbank Rheinlan 8.9 3 3 1,700 1,775

GERMANY (Continued)

140 BHF-Bank, AG, Frank 11 15 17 3,183 3,231

160 Westdeutsche Genoss 12.5 4 4 1,168 1,082

181 Sudwestdeutsche Gen NA 5 5 821 761

207 Hamburger Sparkasse NA 216 216 6,201 6,176

228 Landesgirokasse, St 11.5 235 236 3,713 3,751

255 Genossenschaftliche NA 0 0 573 566

284 Stadtsparkasse Koel NA NA NA NA NA

286 Munchener Hypotheke NA NA NA NA NA

289 Baden-Wuerttembergi 9.7 61 61 2,317 2,252

296 Frankfurter Sparkas 11.2 121 127 3,138 2,423

Nassauische Sparkas NA 182 182 2,716 2,716

Stadtsparkasse Munc 12.35 117 117 3,395 3,432

Kreissparkasse Koel NA 132 NA 2,611 NA

Landesbank Saar-Gir 9.1 2 NA 553 557

Sparkasse in Bremen 5.48 NA 85 NA 2,071

GREECE

135 National Bank of Gr NA 568 559 15,178 NA

Commercial Bank of NA 350 NA 7,658 NA

HONG KONG

Bank of East Asia, NA 78 NA 2,592 NA

Nanyang Commercial NA 49 48 2,150 2,350

INDIA

147 State Bank of India 12.77 8,885 8,844 233,000 231,928

Bank of Baroda NA 2,476 45,887

INDONESIA

Bank Negara Indones 9.74 486 320 11,516 10,521

Bank Rakyat Indones 9.52 323 NA 43,172 NA

PT Bank Central Asi 9.23 444 446 17,472 16,961

IRAN

Bank Melli Iran, Te 2.84 2,490 2,498 33,000 33,452

IRELAND

158 Allied Irish Banks 11.7 NA 627 NA 15,000

186 Bank of Ireland, Du 13.4 451 435 12,630 12,209

ISRAEL

145 Bank Hapoalim, Tel- 9.48 368 364 11,541 11,432

166 Bank Leumi le-Israe 9.76 311 315 12,440 12,382

249 Israel Discount Ban 9.5 254 259 7,922 7,822

United Mizrahi Bank 9.13 NA 89 NA 2,588

ITALY

48 Sanpaolo Bank Holdi 8.82 1,388 1,350 24,333 24,702

56 Banca di Roma, Rome 8.62 1,681 1,289 32,538 24,172

65 Cassa di Risparmio 9.48 1,362 1,201 24,322 23,096

73 Banca Nazionale del 7.8 741 602 24,873 25,030

78 Credito Italiano, M 11.4 1,630 988 24,337 16,108

80 Banca Commerciale I 10.5 1,294 1,231 28,047 28,187

87 Monte dei Paschi di 8.93 1,169 1,134 22,884 21,253

123 Banco di Napoli, Na 7.92 817 817 11,825 11,526

162 Rolo Banca 1473, Bo 11.83 663 608 9,446 6,754

175 Banco Ambrosiano Ve 9.8 645 547 10,336 9,522

204 Banca Popolare di N 9.29 521 522 8,296 8,509

205 Banco di Sicilia, P NA 393 387 7,778 7,946

230 Banca Popolare di M 8.7 393 379 6,707 6,678

232 Cassa di Risparmio 14.53 374 360 5,175 5,410

247 Banca Nazionale del 9.83 288 287 6,260 6,937

283 Banca Cariverona, V NA NA NA 4,781 NA

Banca Popolare di V 20.62 305 166 4,167 2,150

Cassa di Risparmio NA 308 290 4,422 4,421

Banco di Sardegna, 9.97 218 428 4,317 4,445

Cassa di Risparmio 13.33 237 230 4,083 3,977

Cassa di Risparmio NA 181 171 2,962 2,907

Banca Carige, S.p.A 14.6 220 205 3,157 3,229

Banca Popolare dell 15.21 170 155 2,535 2,450

JAPAN

2 Sanwa Bank Ltd., Os 9.17 405 396 14,403 14,909

3 Sumitomo Bank Ltd., 8.48 419 387 16,422 17,247

4 Dai-Ichi Kangyo Ban 8.67 373 375 18,069 19,061

5 Fuji Bank, Ltd., To 8.74 389 374 15,780 16,252

6 Sakura Bank, Ltd., 8.72 551 569 20,261 21,600

7 Mitsubishi Bank Ltd 8.83 361 393 14,977 15,701

8 Norinchukin Bank, T 9.25 43 43 3,040 3,054

10 Industrial Bank of 8.82 48 47 5,362 5,433

16 Mitsubishi Trust & 9.5 68 68 6,280 6,537

19 Sumitomo Trust & Ba 9.33 67 66 6,667 7,070

20 Tokai Bank Ltd., Na 9.02 305 302 11,607 11,971

21 Long-Term Credit Ba 8.51 41 39 3,830 3,877

23 Mitsui Trust & Bank NA 67 69 5,917 5,524

26 Asahi Bank, Ltd., T 8.82 439 444 12,262 12,426

31 Daiwa Bank, Ltd., O 8.85 224 243 9,158 9,604

33 Bank of Tokyo, Ltd. 10.3 110 401 4,890 17,538

35 Yasuda Trust & Bank NA 68 67 5,011 5,128

42 Toyo Trust & Bankin 8.76 67 67 4,636 5,209

51 Shoko Chukin Bank, NA 107 107 5,533 5,660

52 Nippon Credit Bank, NA 25 25 3,277 3,063

53 Zenshinren Bank, To 9.16 16 17 1,325 1,283

63 Chuo Trust & Bankin 8.86 56 56 3,672 3,831

69 Bank of Yokohama, L 9.46 204 205 6,317 6,348

82 Hokkaido Takushoku 8.44 209 211 5,907 6,128

90 Chiba Bank, Ltd. 9.43 177 177 4,995 4,995

JAPAN (Continued)

95 Shizuoka Bank Ltd. 12.29 203 203 4,738 4,973

97 Hokuriku Bank Ltd., 8.8 201 200 4,909 5,042

101 Joyo Bank, Ltd., Mi 9.81 185 184 4,982 5,110

114 Ashikaga Bank, Ltd. 9.13 185 185 4,629 4,610

115 Bank of Fukuoka, Lt 9.49 199 202 4,581 4,576

119 Hiroshima Bank, Ltd 8.64 225 231 4,314 4,210

127 Hachijuni Bank, Ltd 10.76 157 155 3,818 3,939

129 Gunma Bank, Ltd., M 9.53 173 173 4,025 4,050

142 Chugoku Bank, Ltd., 9.58 174 174 3,459 3,430

148 Yamaguchi Bank, Ltd 9.55 152 150 3,471 3,458

150 77 Bank, Ltd., Send NA 147 147 3,292 3,377

154 Nishi-Nippon Bank, 8.79 200 199 3,525 3,587

161 Bank of Kyoto, Ltd. 9.27 119 119 3,028 3,039

172 Iyo Bank, Ltd., Mat 9.38 160 160 3,388 3,374

173 Juroku Bank, Ltd., NA 161 158 3,313 3,544

174 Nanto Bank, Ltd., N NA 130 132 3,228 3,303

179 Daishi Bank, Ltd., 9.11 138 135 3,065 3,098

183 Shiga Bank, Ltd., O 8.68 115 115 2,692 2,729

185 Hyakujushi Bank, Lt 9.62 131 131 2,670 2,577

190 Hokkaido Bank, Ltd. 8.7 142 142 2,730 2,881

193 San-in Godo Bank, L 8.99 177 167 3,148 3,250

197 Kiyo Bank, Ltd., Wa 9.4 117 117 2,573 2,653

200 Suruga Bank, Ltd., 8.84 139 141 2,470 2,636

201 Hyakugo Bank, Ltd., 9.18 145 146 3,016 3,047

212 Fukuoka City Bank, 8.54 144 143 2,450 2,368

213 Ogaki-Kyoritsu Bank 9.34 136 134 2,877 2,751

214 Higo Bank, Ltd., Ku NA 128 126 2,733 2,820

220 Tokyo Sowa Bank, Lt NA 101 102 2,594 2,709

226 Bank of Nagoya, Ltd NA 127 127 2,942 3,069

229 Hokkoku Bank, Ltd., 9.62 149 148 2,595 2,598

233 Tokyo Tomin Bank, L 9.26 82 82 2,198 2,087

235 Midori Bank, Ltd., NA 147 147 2,988 2,648

236 Bank of Kinki, Ltd. NA 113 116 2,679 2,846

238 Toho Bank, Ltd., Fu NA 125 125 2,519 2,617

241 Keiyo Bank, Ltd., C NA 118 115 2,290 2,458

246 Kagoshima Bank, Ltd NA 175 143 2,677 2,782

250 Musashino Bank, Ltd 8.66 93 92 2,107 2,123

251 Shikoku Bank, Ltd., 8.46 134 133 2,254 2,256

257 Aichi Bank, Ltd., N NA 116 116 2,626 2,813

258 Akita Bank, Ltd. 9.68 111 111 2,058 1,854

263 Oita Bank, Ltd. NA 124 123 2,131 2,184

266 Kofuku Bank, Ltd., NA 114 114 2,371 2,549

267 Yamanashi Chuo Bank 10.3 97 95 2,192 2,217

268 Chiba Kogyo Bank, L 8.28 93 93 2,149 2,165

270 Awa Bank, Ltd., Tok 8.89 99 98 1,893 1,924

271 Hiroshima-Sogo Bank NA 120 119 2,351 2,481

272 Fukui Bank, Ltd. NA 134 135 2,224 2,375

275 Bank of Iwate, Ltd. NA 123 125 1,873 1,871

278 Eighteenth Bank, Lt 9.7 130 128 2,129 2,011

279 Bank of Osaka, Ltd. NA 75 79 1,617 2,004

280 Aomori Bank, Ltd. NA 112 112 1,811 1,962

287 Hokuetsu Bank, Ltd. NA 101 101 2,086 2,166

288 Yachiyo Bank, Ltd., NA 64 63 2,127 2,164

294 Fukutoku Bank, Ltd. NA 117 123 2,364 2,546

Towa Bank, Ltd., Ma 5.33 95 97 2,426 2,463

Bank of Saga, Ltd. 9.45 141 138 1,990 1,965

North Pacific Bank, NA 134 119 2,917 2,095

Bank of Ikeda, Ltd. 8.66 69 70 1,622 1,614

Senshu Bank, Ltd., NA 73 73 1,649 1,683

Higashi-Nippon Bank NA 78 76 1,903 1,940

Shinwa Bank, Ltd., 9.77 128 129 1,854 2,053

Chukyo Bank, Ltd., NA 106 108 2,218 2,353

Michinoku Bank, Ltd 10.28 110 110 1,773 1,819

Miyazaki Bank, Ltd. NA 107 107 1,734 1,872

Tochigi Bank, Ltd., NA 84 81 1,959 1,904

Daisan Bank, Ltd., NA 114 116 2,112 2,181

Bank of the Ryukyus 8.46 78 77 1,893 1,875

Yamagata Bank, Ltd. NA 91 92 1,643 1,765

Ehime Bank, Ltd., M NA 93 93 1,747 1,776

Kumamoto Family Ban NA 105 104 1,852 1,929

Hokuto Bank, Ltd., NA 119 127 1,693 1,771

Biwako Bank, Ltd., NA 69 70 1,352 1,454

Shimizu Bank, Ltd. NA 79 79 1,341 1,381

Bank of Okinawa, Lt 9.06 78 80 1,421 1,502

Bank of Kansai, Ltd NA 71 74 1,267 1,322

Mie Bank, Ltd., Yok NA 87 86 1,321 1,325

Niigata Chuo Bank, NA 78 80 1,567 1,622

Hanshin Bank, Ltd., NA 76 77 1,284 1,370

Kagawa Bank, Ltd., NA 88 88 1,369 1,428

Kyushu Bank, Ltd., 5.15 89 89 1,223 1,413

Kita-Nippon Bank, L NA 84 83 1,387 1,515

Taiheiyo Bank, Ltd. NA 40 40 923 950

Bank of Kochi, Ltd. NA 85 83 1,395 1,400

Kanto Bank, Ltd., T NA 67 66 1,356 1,346

Taiko Bank, Ltd., N NA 60 60 1,317 1,293

First Bank of Toyam NA 72 72 1,136 1,152

Gifu Bank, Ltd. NA 63 63 1,049 1,043

Setouchi Bank, Ltd. NA 62 62 1,117 1,126

Tokuyo City Bank, L NA 70 70 1,429 1,463

Fukushima Bank, Ltd NA 72 71 1,191 1,214

JAPAN (Continued)

Sapporo Bank, Ltd. NA 73 73 1,094 1,079

Ibaraki Bank, Ltd., NA 61 60 1,160 1,177

JORDAN

Arab Bank Group, Am 13.65 340 125 4,838 4,334

KOREA

130 Korea Development B NA 53 85 2,563 1

132 Hanil Bank Ltd., Se 11.04 378 347 8,571 8,633

133 Korea Exchange Bank 9.06 377 289 8,449 7,800

143 Seoulbank 10.62 350 327 8,668 8,949

164 Cho Hung Bank Ltd., 10.07 406 371 8,999 8,948

165 Industrial Bank of NA NA 335 NA 9,691

169 Korea First Bank, S 10.04 405 345 8,736 8,718

182 Kookmin Bank, Seoul NA 482 473 14,600 14,369

191 Commercial Bank of 10.56 370 336 8,209 8,426

215 Housing & Commercia NA 420 390 12,000 12,000

245 Shinhan Bank, Seoul NA 196 NA 4,450 NA

KUWAIT

National Bank of Ku NA 45 36 1,300 1,200

LUXEMBOURG

195 Banque Generale du 14.86 48 49 1,902 1,902

196 Banque Internationa NA 50 45 1,804 1,873

210 Banque et Caisse d' 12.54 101 102 1,742 1,717

MALAYSIA

227 Maybank, Kuala Lump 12.09 269 258 12,000 11,785

MEXICO

240 Banco Nacional de M 11.09 727 710 27,433 32,609

244 Bancomer, Mexico Ci 9.11 885 934 28,149 30,350

274 Banca Serfin, Mexic 8.6 568 301 17,950 18,331

Banco Mexicano, SA, 8.07 230 227 7,335 7,453

Banco Inverlat, Mex NA NA 325 NA 11,639

NETHERLANDS

12 ABN-AMRO Bank, N.V. 11.02 1,670 1,703 61,035 59,184

46 Rabobank Nederland, 12 1,956 1,987 34,019 34,452

49 ING Bank, Amsterdam 11.12 2,507 NA 29,106 24,920

NORWAY

221 Norske Bank, Oslo 13.1 168 167 6,097 6,148

273 Christiania Bank, O 12.1 159 153 4,236 4,317

Union Bank of Norwa 14.8 194 200 3,719 3,718

PORTUGAL

139 Caixa Geral de Depo 15 883 834 15,022 14,575

159 Banco Comercial Por NA NA NA NA NA

188 Banco Pinto & Sotto NA 685 243 11,883 5,716

254 Banco Totta & Acore 12.44 252 260 4,100 4,310

260 Banco Espirito Sant 12.1 405 332 5,889 5,714

264 Banco Portugues do 12.8 412 582 5,916 9,136

SAUDI ARABIA

Riyad Bank Ltd., Ri 38 179 179 3,590 3,398

Saudi American Bank NA 44 NA 1,611 NA

Arab National Bank, 21 120 193 1,760 1,998

SINGAPORE

171 Development Bank of 22.2 59 57 5,089 4,715

184 Oversea-Chinese Ban NA 99 102 4,550 4,500

202 United Overseas Ban 23 82 139 141 3,500

281 Overseas Union Bank NA 74 71 3,000 2,655

SOUTH AFRICA

203 Amalgamated Banks o 8.5 1,326 1,206 38,041 37,774

208 Standard Bank Inves 12.9 993 966 33,938 32,450

253 First National Bank 9.06 471 474 28,000 28,000

Nedcor Bank Ltd., J NA 717 584 16,420 13,500

SPAIN

55 Grupo Santander 10.3 4,249 4,182 42,023 39,400

66 Banco Bilbao Vizcay 12.2 3,334 2,802 34,178 27,987

72 Corporacion Bancari 12.2 1,678 1,518 16,715 17,446

83 Banco Central Hispa 10.1 2,989 2,961 39,369 30,441

109 Caja de Ahorros y P NA NA NA NA NA

153 Caja de Madrid 12.8 1,358 1,315 10,451 10,237

194 Caja Postal, Madrid NA NA 647* NA

209 Banco Popular Espan 13.31 1,835 1,810 12,175 12,052

290 Caja de Ahorros de 10.6 702 688 3,629 3,548

293 Banco Hipotecario d NA NA NA NA NA

Bankinter, SA, Madr 17 NA 253 NA 2,186

Banco de Sabadell, NA 428 384 4,670 4,633

Bilbao Bizkaia Kutx NA 282 277 2,151 2,189

Caja de Ahorros de NA 710 NA 4,200 NA

Caja de Ahorros del NA NA NA NA NA

Caja de Ahorros de NA NA NA NA NA

Caja de Ahorros y M NA 765 750 3,495 3,431

SWEDEN

98 Svenska Handelsbank 13.7 514 487 7,395 7,101

103 Sparbankernas Sveri 12.7 607 624 9,661 9,901

110 Skandinaviska Enski 14.2 297 315 9,697 9,684

125 Nordbanken, Stockho 13.7 315 348 7,300 6,631

SWITZERLAND

14 Union Bank of Switz 10.6 393 399 25,071 28,882

30 Swiss Bank Corp., B 11 437 442 25,248 23,334

36 Credit Suisse, Zuri 10.2 536 485 26,164 26,017

SWITZERLAND (Continued)

131 Banque Cantonale de NA 85 NA NA NA

206 Banque Cantonale Va 6.81 79 59 2,355 1,715

299 Banque Cantonale Be NA 81 78 1,411 1,615

Banque Cantonale de NA 26 77 890 1,210

Luzerner Kantonalba NA 33 33 1,091 1,094

Bank Leu, Ltd., Zur NA 16 16 1,341 1,293

Union Bancaire Priv 13 6 5 607 714

Thurgauer Kantonalb NA NA 15 NA 635

Basellandschaftlich NA 27 27 607 610

TAIWAN

120 Bank of Taiwan, Tai 13.64 102 95 6,898 7,000

121 Taiwan Cooperative 5.04 122 121 6,515 6,412

157 Land Bank of Taiwan 12.74 83 76 5,100 4,993

187 First Commercial Ba 10.84 163 161 6,593 6,549

192 Hua Nan Commercial 9.91 151 114 6,094 5,879

198 Chang Hwa Commercia 9.13 161 155 6,254 6,159

234 Taiwan Business Ban 8.1 115 113 5,085 5,056

292 International Comme 10.8 62 58 3,042 2,878

297 Taipei Bank 9.48 74 69 2,597 3,178

Chiao Tung Bank, Ta 8.68 34 35 1,401 1,097

Farmers Bank of Chi 10.54 70 67 2,375 2,360

United World Chines 12 59 55 1,768 2,050

Chinatrust Commerci 10.25 31 26 3,240 2,966

THAILAND

152 Bangkok Bank, Ltd. 10.2 478 453 26,310 25,355

224 Krung Thai Bank Plc NA 485 484 16,655 16,654

242 Thai Farmers Bank, 11.45 465 465 16,231 16,231

291 Siam Commercial Ban 10.2 408 7 12,935 360

Bank of Ayudhya, Lt NA 358 326 10,935 9,604

Thai Military Bank, 8.37 304 272 8,786 8,387

TURKEY

Turkiye Cumhuriyeti NA 1,262 1,385 35,962 37,163

UNITED KINGDOM

11 HSBC Holdings, Plc. 14.4 3,000 3,000 101,070 101,737

27 National Westminste 11 2,223 3,500 81,800 87,400

29 Barclays Bank Plc, 10.4 3,000 3,000 90,000 94,800

39 Lloyds TSB Group, I 12.8 3,490 2,190 87,000 60,000

50 Abbey National, Plc 11.53 711 708 18,203 17,376

92 Royal Bank of Scotl 10.6 849 891 25,870 26,679

108 Bank of Scotland, E 11.5 600 500 18,788 15,573

116 Standard Chartered 14.2 656 665 26,000 28,200

UNITED STATES: Assets $10 billion or more

Alabama

256 SouthTrust Corp., B 11.75 448 420 7,810 7,360

285 AmSouth Bancorporat 12.14 273 309 5,851 6,786

Regions Financial C 14.29 290 271 6,205 6,007

Compass Bancshares, 12.82 185 178 4,119 4,047

California

34 BankAmerica Corp., 11.69 1,929 1,965 79,900 82,100

118 First Interstate Ba 10.22 1,140 1,138 27,200 27,394

126 H.F. Ahmanson & Co. 12.17 347 356 8,207 9,859

128 Wells Fargo & Co., 13.16 634 634 19,520 19,599

141 Great Western Finan 11.72 416 419 13,032 14,260

170 Golden West Financi 13.54 234 214 4,126 4,218

269 American Savings Ba 10.54 158 284 2,934 2,966

Glendale Federal Ba 11.61 150 183 2,156 2,364

Cal Fed Bancorp, In 12.45 124 129 2,100 2,300

Delaware

MBNA Corp., Wilming 15.18 2 2 11,171 9,078

American Express Ce 13.69 1 1 830 1,138

Greenwood Trust Co. 11.61 1 1 1,585 1,307

Florida

149 Barnett Banks, Inc. 12.42 613 628 21,175 18,929

Georgia

136 SunTrust Banks, Inc 10.05 657 658 19,415 19,408

Hawaii

Bancorp Hawaii, Inc 12.99 79 94 4,231 4,347

Illinois

61 First Chicago NBD B 12.5 742 629 35,328 18,231

265 Northern Trust Corp 12.36 41 37 6,531 6,608

Massachusetts

88 Fleet Financial Gro 14.2 1,119 805 30,800 21,500

134 Bank of Boston Corp 12.2 279 418 17,881 18,355

219 State Street Boston 13.4 6 11 12,562 10,994

BayBanks, Inc., Bos 13.06 237 205 5,829 5,654

Michigan

167 Comerica, Inc., Det 11.68 400 398 13,000 13,077

237 First of America Ba 11.85 613 630 12,690 13,490

Standard Federal Ba 12.83 166 170 2,989 2,868

Old Kent Financial 12.17 216 207 5,027 4,998

Minnesota

96 Norwest Corp., Minn 12.23 694 633 44,313 38,836

178 First Bank System, 12.5 324 200 13,231 11,977

Missouri

177 Boatmen's Bancshare 13.83 623 411 17,023 14,169

Mercantile Bancorpo 15.78 274 245 6,918 5,830

New Jersey

UJB Financial Corp. 12.04 265 270 5,886 6,143

New York

28 Citicorp, New York 12.04 535 835 85,300 82,600

44 J.P. Morgan & Co., 14.2 5 24 15,613 17,055

46 Chemical Banking Co 12.35 447 620 39,078 42,130

62 Chase Manhattan Cor 12.78 342 556 33,365 36,690

77 Bankers Trust New Y 14.77 0 14 14,069 14,529

122 Bank of New York Co 13.43 383 391 15,424 15,477

146 Republic New York C 27.49 67 77 4,878 5,512

261 Dime Bancorp, Inc., 10.33 87 92 2,574 3,072

GreenPoint Financia 30.31 82 24 2,025 1,392

American Express Ba 14.7 56 NA 3,876 4,200

First Empire State 11.07 157 154 4,546 4,149

North Carolina

43 NationsBank Corp., 11.47 1,833 1,935 58,322 61,484

58 First Union Corp., 12.96 1,959 1,340 44,536 31,858

144 Wachovia Corp., Win 12.73 489 495 15,996 15,602

259 Southern National C 14.37 441 279 7,700 4,266

Ohio

84 Banc One Corp., Col 13.01 1,408 1,421 46,900 48,800

107 KeyCorp, Cleveland 11.62 1,284 1,272 29,563 29,211

163 National City Corp. 12.46 645 615 20,767 20,306

262 Huntington Bancshar 13.57 322 344 7,551 8,152

295 Fifth Third Bancorp 13.21 382 352 6,108 5,644

Charter One Financi 14.6 176 96 2,416 1,349

Oregon

189 U.S. Bancorp, Portl 11.03 656 448 14,081 10,610

Pennsylvania

94 PNC Bank Corp., Pit 11.5 953 604 26,757 21,000

156 Mellon Bank Corp., 12.91 458 447 24,300 24,300

199 CoreStates Financia 12.45 343 412 13,598 15,076

Meridian Bancorp, I 12.73 304 326 5,779 6,939

Integra Financial C 15.1 263 260 5,041 5,222

Puerto Rico

BanPonce Corp., Pon 14.25 207 209 7,681 7,549

Tennessee

First Tennessee Nat 12.02 190 229 7,476 6,468

Union Planters Corp 14.75 404 383 5,104 5,029

Texas

First Nationwide Ba 11.01 160 152 3,380 3,397

Bank United of Texa 13.13 65 64 2,655 2,859

Utah

First Security Corp 11.98 272 261 7,530 7,621

Virginia

277 Crestar Financial C 13.26 328 337 6,887 6,747

Signet Banking Corp 15.59 244 249 4,485 6,684

Central Fidelity Ba 13.85 244 230 3,646 3,546

Washington

248 Washington Mutual I 11.89 290 232 4,924 4,371

Wisconsin

276 Firstar Corp., Milw 13.46 254 223 9,263 8,716

Marshall & Ilsley C 13.62 237 237 8,211 7,845

Data Source: American Banker survey. All foreign banks tracked by American Banker have been listed. Total assets exclude contra accounts and contingent liabilities.Total deposits include balances due customers, other banks, and governments. Equity capital includes the value of common and perpetual preferred stock, surplus, undivided profits, and capital reserves. Minority interest is excluded. Percent change in exchange rate is the change in country's currency vis-a-vis the dollar from yearend 1993 to yearend 1994, or latest fiscal yearend. Equity capital/Assets is equity capital as a percentage of total assets. BIS capital ratio is total capital as a percentage of risk-adjusted assets.Total number of branches include both domestic and foreign branches. Total number of employees is the full time equivalent number at fiscal yearend. NA- Not available. (a)- First Interstate Bancorp was acquired by Wells Fargo on April 1. Pro forma assets were $100 billion. (b)- A subsidiary of $107.4 billion-asset American Express Co., New York, a highly diversified financial services company. (c)- NBD Bancorp, Detroit acquired the $65 billion-asset First Chicago Corp. on Dec. 1, 1995. (d)- Acquired $32 billion-asset Shawmut National Corp., Hartford, Conn. and moved head office from Providence, R.I. on Nov. 30, 1995. Also, on May 1, acquired the $30 billion-asset National Westminster Bancorp., Jersey City. (e)- Bank of Boston acquired BayBanks on July 29. Pro forma assets are $60 billion. (f)- Acquired $7.4 billion-asset Fourth Financial Corp., Wichita, Kansas on Jan. 31. (g)- On March 1, acquired $5.6 billion-asset Summit Bancorp and then changed title to Summit Bancorp. (h)- On March 31, Chemical Banking Corp. acquired Chase Manhattan Corp, and changed title to Chase Manhattan Corp. Pro forma assets were $302 billion. (i)- Acquired the $36 billion-asset First Fidelity Bancorp, Newark, N.J. at yearend. (j)- Changed title and location from BB&T Financial Corp., Wilson, when it acquired the $8.7 billion-asset Southern National Corp., Lumberton, in Feb. 1995. (k)- Acquired the $6.2 billion asset Premier Bancorp Inc., Baton Rouge, La. on Jan. 2. (l)- National City acquired Integra Financial Corp. on May 3. (m)- Acquired the $8.8 billion-asset West One Bancorp, Boise, Idaho, on Dec. 27. (n)-Acquired the $13.3 billion-asset Midlantic Bank Corp., Edison, N.J. at yearend. (o)- CoreStates acquired Meridian Bancorp on April 11. Compiled by American Banker, 1996. ===

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